See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 23 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INS. CO. EIN 59-1031071 NONE | Direct payment from the plan; Other services; Float revenue; Contract Administrator; Claims processing; Named fiduciary; Non-monetary compensation; Participant communication Service code 12 | — | $52.7M |
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 CLAIM ADMINISTRATOR | Float revenue; Participant communication; Claims processing; Contract Administrator; Direct payment from the plan; Non-monetary compensation; Named fiduciary; Other services Service code 12 | — | $800K |
| LOCKTON COMPANIES LLC EIN 20-3395470 ACTUARY | Consulting (general) Service code 16 | — | $152K |
| BUCK CONSULTANTS LLC EIN 13-3954297 ACTUARY | Consulting (general) Service code 16 | — | $84K |
| BANK OF NEW YORK MELON EIN 13-5160382 INVESTMENT SERVICES | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $53K |
| ADP, LLC EIN 22-1467904 TAX PREP | Accounting (including auditing) Service code 10 | — | $16K |
| HALEY & ASSOCIATES EIN 55-0810153 AUDIT | Accounting (including auditing) Service code 10 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,164 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 49 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,213 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(12 contracts, 7 carriers) | HMSA BLUE CROSS BLUE SHIELD OF HAWAII | 10,696 | $28.3M |
| Dental(7 contracts, 4 carriers) | AETNA LIFE INSURANCE CO | 18,356 | $24.6M |
| Vision(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 5,830 | $627K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO | 18,356 | $6.5M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 10,188 | $923K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 10,696 | $4.5M |
| Other(6 contracts, 6 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 41,729 | $634K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 41,729 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.