No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BEST LIFE AND HEALTH INSURANCE COMP EIN 95-6042390 | Contract Administrator Service code 13 | 17701 MITCHELL NORTH IRVINE, CA 92614 | $206K |
| JOHN F. GEORGER, JR. CPA EIN 22-3804900 | Accounting (including auditing) Service code 10 | 3340 CANYON LAKE DRIVE LAS VEGAS, NV 89117 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 67,626 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 67,626 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability | BEST LIFE AND HEALTH INSURANCE COMPANY | 0 | $25.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.