| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GAMIE, LLC3 | 404 CAMINO DEL RIO SOUTH, STE 410 SAN DIEGO, CA 92108 | UNITED HEALTHCARE INSURANCE COMPANY | $171K | — | $171K | 4.98% |
| GAMIE, LLC3 | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | KAISER FOUNDATION HEALTH PLAN INC. | $40K | — | $40K | 1.70% |
| GAMIE, LLC3 Filed as: GAMIE LLC DBA C3 RISK INS SVCS | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | METROPOLITAN LIFE INSURANCE COMPANY | $42K | — | $42K | 11.13% |
| C3 RISK & INSURANCE SERVICES3 | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | SIMNSA | $3K | — | $3K | 5.00% |
| C3 RISK & INSURANCE SERVICES3 | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $49 | $2K | 6.47% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE, SUITE 100 SAN DIEGO, CA 92122 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $272 | — | $272 | 0.78% |
| EOI SERVICE COMPANY INC3 | 1820 E FIRST STREET, SUITE 400 SANTA ANA, CA 92705 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $150 | — | $150 | 0.43% |
| ASSUREX3 | 175 SOUTH 3RD STREET, SUITE 800 COLUMBUS, OH 43215 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $40 | $40 | 0.11% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $38 | — | $38 | 0.11% |
| C3 RISK & INSURANCE SERVICES3 | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | LEGAL ACCESS CONSULTING, LLC | $700 | — | $700 | 9.99% |
| C3 RISK & INSURANCE SERVICES3 | 404 CAMINO DEL RIO S, SUITE 410 SAN DIEGO, CA 92108 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $553 | $4 | $557 | 8.15% |
| EOI SERVICE COMPANY INC3 | 1820 E FIRST STREET, SUITE 400 SANTA ANA, CA 92705 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $131 | — | $131 | 1.92% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE, SUITE 100 SAN DIEGO, CA 92122 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $94 | — | $94 | 1.38% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $33 | — | $33 | 0.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 722 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 726 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 947 | $5.8M |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 947 | $3.4M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 947 | $3.4M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 729 | $379K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 729 | $414K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 729 | $379K |
| Prescription drug(3 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 947 | $5.8M |
| Other(5 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 787 | $441K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 947 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.