No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PACIFIC SOUTHWEST ADMINISTRATORS EIN 46-4942970 NONE | Copying and duplicating; Direct payment from the plan; Contract Administrator Service code 13 | — | $101K |
| WOHLNER, KAPLON, PHILLIPS ET AL EIN 95-4177931 NONE | Legal; Direct payment from the plan Service code 29 | — | $33K |
| OXFORD INSURANCE & RISK MANAGEMENT EIN 95-1997338 NONE | Direct payment from the plan; Consulting (general); Insurance services Service code 16 | — | $24K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $18K |
| VERUS ADVISORY, INC. EIN 91-1320111 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $13K |
| ALSWEET & ASSOCIATES EIN 95-2766134 NONE | Direct payment from the plan; Other fees Service code 50 | — | $12K |
| U.S. BANK NATIONAL ASSOCIATION EIN 31-0841368 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $7K |
| UNION BANK EIN 95-1314170 NONE | Other services; Direct payment from the plan Service code 49 | — | $7K |
| SMI PENSIONS, INC. EIN 33-0755150 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 435 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 437 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 758 | $3.9M |
| Dental | DELTA DENTAL OF CALIFORNIA | 1,110 | $159K |
| Vision | VISION SERVICE PLAN | 70 | $14K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 345 | $15K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN, INC. | 758 | $2.6M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 345 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,110 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.