No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SEGAL COMPANY EIN 94-1503999 NONE | Actuarial Service code 11 | — | $62K |
| EMPLOYEE 2 EIN 95-6053542 NONE | Employee (plan) Service code 30 | — | $38K |
| TIFFANY LENA EIN 56-0452052 NONE | Legal Service code 29 | — | $36K |
| EMPLOYEE 3 EIN 95-6053542 NONE | Employee (plan) Service code 30 | — | $35K |
| EMPLOYEE 1 EIN 95-6053542 NONE | Employee (plan) Service code 30 | — | $28K |
| SEGAL MARCO ADVISORS EIN 36-3555078 NONE | Investment advisory (plan) Service code 27 | — | $26K |
| KERN COUNTY ELEC. WORKERS JAT TRUST EIN 95-6053541 NONE | Other fees Service code 99 | — | $25K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Accounting (including auditing) Service code 10 | — | $23K |
| MICHAEL SUROWITZ EIN 26-2336426 NONE | Accounting (including auditing) Service code 10 | — | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 608 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 608 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLANS, INC | 1,811 | $8.2M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,417 | $534K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,417 | $421K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,417 | $421K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,811 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.