| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 100 PINE STREET, 11TH FLOOR SAN FRANCISCO, CA 94111 | AETNA HEALTH, INC. | $106K | — | $106K | 2.28% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | KAISER FOUNDATION HEALTH PLAN INC | $87K | — | $87K | 2.44% |
| ALLIANT INSURANCE SERVICES, INC.3 | 100 PINE STREET, 11TH FLOOR SAN FRANCISCO, CA 94111 | AETNA LIFE INSURANCE COMPANY | $23K | $39K | $63K | 6.05% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER, SUITE 900 HOUSTON, TX 77056 | AETNA LIFE INSURANCE COMPANY | — | $187 | $187 | 0.02% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | HARTFORD LIFE AND ACCIDENT | $3K | $2K | $6K | 3.95% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1301 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28K | — | $28K | 20.70% |
| JACQUELYN E. K. HOLDER3 Filed as: JACQUELYN E. HOLDER | 8220 UNIVERSITY AVENUE, SUITE 200 LA MESA, CA 91942 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21K | — | $21K | 15.59% |
| MJ INSURANCE3 Filed as: KRISTIN H. MANNO AND VARIOUS AGENTS | PO BOX 710202 SAN DIEGO, CA 92171 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 7.22% |
| HEATHER SIEMS3 | 8859 LASSIE LANE SAN DIEGO, CA 92123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 6.38% |
| JD HOLDER ENTERPRISES INC3 Filed as: JD HOLDER ENTERPRISES, INC. | 8220 UNIVERSITY AVENUE, SUITE 200 LA MESA, CA 91942 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 5.76% |
| ERIC N. MEILANDER2 | 8220 UNIVERSITY AVENUE LA MESA, CA 91942 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.26% |
| CRYSTAL M ARMSTRONG3 Filed as: CRYSTAL M. ARMSTRONG | 8220 UNIVERSITY AVENUE, SUITE 200 SAN DIEGO, CA 91942 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.06% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | VISION SERVICE PLAN | $1K | — | $1K | 2.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GRANT THORNTON, LLP EIN 36-6055558 AUDITOR | Accounting (including auditing) Service code 10 | — | $30K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 842 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 27 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 883 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA HEALTH, INC. | 1,804 | $9.2M |
| Dental | AETNA LIFE INSURANCE COMPANY | 1,804 | $1.0M |
| Vision(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 772 | $3.6M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 821 | $141K |
| Prescription drug(3 contracts, 3 carriers) | AETNA HEALTH, INC. | 1,804 | $9.2M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 844 | $297K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,804 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.