No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $206K |
| MILLIMAN, INC. EIN 91-0675641 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | — | $50K |
| NORTHERN TRUST CORPORATION EIN 36-2723087 NONE | Investment management fees paid directly by plan; Custodial (securities); Investment management fees paid indirectly by plan Service code 19 | — | $34K |
| GLOBAL CARE INC. EIN 31-1407689 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $25K |
| REICH, ADELL & CVITAN TOTAL EIN 95-3082677 NONE | Legal; Direct payment from the plan Service code 29 | — | $22K |
| LINDQUIST LLP EIN 52-2385296 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $20K |
| HEALTHSMART HEALTHCARE SOLUTIONS NONE | Direct payment from the plan; Other services Service code 49 | 1776 W. MARCH LANE, SUITE 400 STOCKTON, CA 95207 | $16K |
| VISION SERVICE PLAN EIN 94-1632821 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $11K |
| UNION BANK EIN 94-0304228 NONE | Custodial (other than securities); Direct payment from the plan Service code 18 | — | $8K |
| ALL TRADES FINANCIAL SERVICES NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 2008 HILLSLAKE DR. EL CAJON, CA 92020 | $8K |
| GRANDFLOW, INC. EIN 94-3211239 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 537 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 36 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 573 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC. | 1,159 | $163K |
| Life insurance | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 534 | $11K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 181 | $213K |
| Other | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 534 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,159 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.