No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT PROGRAMS ADMINISTRATION EIN 95-2074235 NONE | Plan Administrator Service code 14 | — | $1.9M |
| DESIGN BENEFITS NONE | Contract Administrator; Claims processing Service code 12 | 301 E VANDERBILT WAY #100 SAN BERNARDINO, CA 92408 | $1.8M |
| RAEL & LETSON EIN 94-1701048 NONE | Consulting (general) Service code 16 | — | $119K |
| COMMON GOOD TECHNOLOGIES CONSULTING NONE | Consulting (general) Service code 16 | 31 BYRD AVE ROSLINDALE, MA 02131 | $92K |
| US BANK NATIONAL ASSOCIATION EIN 31-0841368 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $84K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal Service code 29 | — | $64K |
| HENNINGFIELD & ASSOCIATES, INC. NONE | Accounting (including auditing) Service code 10 | 27913 SMYTH DR VALENCIA, CA 91355 | $36K |
| INTERCONTINENTAL REAL ESTATE CORP. NONE | Investment management Service code 28 | 1270 SOLDIERS FIELD RD BOSTON, MA 02135 | $33K |
| PENSION FUND EVALUATIONS, INC. EIN 11-2503982 NONE | Investment advisory (plan) Service code 27 | — | $18K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing) Service code 10 | — | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,430 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 16,430 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 14,376 | $122.7M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF CALIFORNIA | 12,700 | $6.5M |
| Vision | HEALTH NET, INC. | 1,199 | $8.6M |
| Other | CARELON BEHAVIORAL HEALTH | 7,847 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,376 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.