| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE MILLIMAN AGENCY INC Filed as: MILLIMAN AGENCY INC. | — | KAISER FOUNDATION HEALTH PLAN, INC. | $0 | $2K | $2K | 0.03% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NORTHWEST ADMINISTRATORS, INC. EIN 91-0680697 NONE | Contract Administrator; Direct payment from the plan; Claims processing; Copying and duplicating Service code 12 | — | $685K |
| INVESCO ADVISORS, INC. EIN 58-1707262 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $255K |
| KRAW LAW GROUP, APC EIN 32-0465891 NONE | Legal; Direct payment from the plan Service code 29 | — | $184K |
| CALIFORNIA PHYSICIAN'S SERVICE EIN 94-0360524 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan; Claims processing; Float revenue Service code 12 | — | $170K |
| WITHUMSMITH+BROWN, PC EIN 22-2027092 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $165K |
| MILLIMAN, INC. EIN 91-0675641 NONE | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $156K |
| WILMINGTON TRUST, NA EIN 16-1486454 NONE | Direct payment from the plan; Custodial (securities); Float revenue Service code 19 | — | $51K |
| VISION SERVICE PLAN EIN 94-1632821 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $48K |
| OPTUMRX, INC. EIN 33-0441200 NONE | Other fees; Claims processing; Float revenue; Direct payment from the plan Service code 12 | — | $35K |
| WELLS FARGO BANK, NA EIN 94-1347393 NONE | Direct payment from the plan; Other services Service code 49 | — | $28K |
| SERVICE PRINTING CO., INC. EIN 91-0830372 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $23K |
| MZQ CONSULTING, LLC EIN 38-4010278 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $22K |
| RMGY, INC. EIN 94-2477030 NONE | Other services; Copying and duplicating; Direct payment from the plan Service code 36 | — | $16K |
| FIRST CHOICE HEALTH NETWORK, INC. EIN 91-1272766 NONE | Claims processing; Direct payment from the plan; Other services Service code 12 | — | $15K |
| INNOVATIVE CARE MANAGEMENT, INC. EIN 93-1087669 NONE | Direct payment from the plan; Insurance services; Other services Service code 23 | — | $13K |
| MOREL INK EIN 85-1551568 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $10K |
| MARSH MCLENNAN AGENCY EIN 36-1436000 NONE | Insurance brokerage commissions and fees Service code 53 | — | $9K |
| EBIX, INC. EIN 77-0021975 NONE | Other services; Direct payment from the plan Service code 49 | — | $6K |
| GAYLE SPARAPANI TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 2323 EASTLAKE AVENUE EAST SEATTLE, WA 98102 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,655 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,655 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 1,906 | $28.5M |
| Dental(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,721 | $245K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,277 | $50K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 750 | $1.4M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,277 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,277 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.