| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES-MURPHY & ASSOCIATES | PO BOX 9207 DES MOINES, IA 50306 | WELLMARK HEALTH PLAN OF IOWA | $40K | — | $40K | 3.38% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES-MURPHY & ASSOCIATES | PO BOX 9207 DES MOINES, IA 50306 | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | $15K | — | $15K | 2.67% |
| HOLMES MURPHY & ASSOCIATES3 | 3001 WESTOWN PKWY WEST DES MOINES, IA 50306 | DELTA DENTAL OF IOWA | $5K | $215 | $6K | 5.09% |
| LOREN E MEYER3 | 2604 WEST EUCLID AVE INDIANOLA, IA 50125 | AFLAC | $3K | $52 | $3K | 8.92% |
| HOLMES MURPHY & ASSOCIATES3 | 3001 WESTOWN PKWY WEST DES MOINES, IA 50266 | AFLAC | $2K | — | $2K | 5.85% |
| KRINGS ENTERPRISES INC3 | 5530 WEST PKWY STE 500 JOHNSTON, IA 50131 | AFLAC | $1K | — | $1K | 3.26% |
| BRAD P LUFKIN3 | 5530 WEST PKWY STE 500 JOHNSTON, IA 50131 | AFLAC | $598 | $6 | $604 | 1.73% |
| KRINGS ENTERPRISES INC3 Filed as: S KRINGS ENTERPRISES INC | 1408 PRAIRIE RIDGE DR POLK CITY, IA 50226 | AFLAC | $331 | — | $331 | 0.95% |
| KORY K ELLERBECK3 | 8610 EP TRUE PKWY UNIT 13009 WEST DES MOINES, IA 50266 | AFLAC | $257 | — | $257 | 0.74% |
| JANE W BARNHILL3 | 6636 NC HIGHWAY 43 S GREENVILLE, NC 27858 | AFLAC | $238 | — | $238 | 0.68% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $117 | — | $117 | 0.34% |
| JERRI J GREGORY3 Filed as: JERRI GREGORY | 791 NW 43RD AVE DES MOINES, IA 50313 | AFLAC | $60 | — | $60 | 0.17% |
| PATERSON INSURANCE SERVICES INC3 | 4935 COPPER CREEK DR PLEASANT HILL, IA 50327 | AFLAC | $43 | — | $43 | 0.12% |
| DON ARMSTRONG3 | 12834 W CASTLEBER DRIVE SUN CITY WEST, AZ 85375 | AFLAC | $33 | — | $33 | 0.09% |
| MICHAEL N MALLBERG3 | 1102 CASSIDY CURVE ADEL, IA 50003 | AFLAC | $26 | — | $26 | 0.07% |
| SCOTT R FRITCHER3 | 9655 NW 74TH PL GRIMES, IA 50111 | AFLAC | $24 | — | $24 | 0.07% |
| JEFFREY BARNHILL3 | 6636 NC HIGHWAY 43 S GREENVILLE, NC 27858 | AFLAC | $22 | — | $22 | 0.06% |
| EDWARD C BIEHN3 | 1534 HANCOCK DR BOONE, IA 50036 | AFLAC | $20 | — | $20 | 0.06% |
| RICHARD R KIMBROUGH3 | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $19 | — | $19 | 0.05% |
| KIM I THROCKMORTON3 | 211 S 8TH STRRET BATTLE CREEK, NE 68715 | AFLAC | $18 | — | $18 | 0.05% |
| LEROY C GOOSIC3 | 300 2ND ST NE APT 12 BONDURANT, IA 50035 | AFLAC | $16 | — | $16 | 0.05% |
| KACY A GRUENKEMEYER3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $13 | — | $13 | 0.04% |
| HOLLY A BRINK3 | PO BOX 622 OSKALOOSA, IA 52577 | AFLAC | $9 | — | $9 | 0.03% |
| LYNN M BARBIER3 | 2417 GRANT CIR AMES, IA 50010 | AFLAC | $7 | — | $7 | 0.02% |
| WILLIAM R ROBERTSON3 | PO BOX 118 BELDEN, MS 38826 | AFLAC | $5 | — | $5 | 0.01% |
| JAMES A SMAARDYK3 | 2831 CEDAR HILLS LANE TWIN LAKE, MI 49457 | AFLAC | $3 | — | $3 | 0.01% |
| HEATHER D SWANSON3 | 4608 67TH ST URBANDALE, IA 50322 | AFLAC | $3 | — | $3 | 0.01% |
| BERNARD J BRAZEAU3 | 6705 GRIMES STREET INDIANOLA, IA 50125 | AFLAC | $3 | — | $3 | 0.01% |
| RONALD L HOVICK3 | 2214 SW 43RD TERR CAPE CORAL, FL 33914 | AFLAC | $1 | — | $1 | 0.00% |
| STACEY LYN CASTELLANETA3 Filed as: STACEY SCHROCK | 3616 UNIVERSITY AVE, APT 4 DES MOINES, IA 50311 | AFLAC | $1 | — | $1 | 0.00% |
| AUSTIN J PETERSON3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $0 | — | $0 | 0.00% |
| JACQUELYN KIMBROUGH3 | 1680 BURR OAKS DR WEST DES MOINES, IA 50266 | AFLAC | $0 | — | $0 | 0.00% |
| PENNY JEAN SMAARDYK3 | 2831 CEDAR HILLS LANE TWIN LAKE, MI 49457 | AFLAC | $0 | — | $0 | 0.00% |
| RYAN BENEFITS INC3 Filed as: RYAN LODE | 608 FAIRVIEW ST WALL LAKE, IA 51466 | AFLAC | $0 | — | $0 | 0.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | 3001 WESTOWN PKWY WEST DES MOINES, IA 50266 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $1K | $6K | 18.37% |
| HOLMES MURPHY & ASSOCIATES3 | 3001 WESTOWN PKWY WEST DES MOINES, IA 50266 | VERATRUS BUSINESS SOLUTIONS | $1K | — | $1K | 10.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | 3001 WESTOWN PKWY WEST DES MOINES, IA 50266 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $382 | $2K | 18.42% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | 3001 WESTOWN PKWY WEST DES MOINES, IA 50266 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $313 | $2K | 18.26% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | 3001 WESTOWN PKWY WEST DES MOINES, IA 50266 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $251 | $1K | 18.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 263 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 264 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | WELLMARK HEALTH PLAN OF IOWA | 132 | $1.7M |
| Dental | DELTA DENTAL OF IOWA | 162 | $109K |
| Vision | VERATRUS BUSINESS SOLUTIONS | 115 | $14K |
| Life insurance(3 contracts, 2 carriers) | AFLAC | 307 | $74K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 35 | $21K |
| Prescription drug(2 contracts, 2 carriers) | WELLMARK HEALTH PLAN OF IOWA | 132 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 307 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.