| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENNIE INSURANCE, LLC3 | 700 CANAL STREET, SUITE 1 STAMFORD, CT 06902 | CALIFORNIA PHYSICIANS' SERVICE | $47K | $0 | $47K | 4.57% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS. SERVICES, INC. | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | CALIFORNIA PHYSICIANS' SERVICE | $0 | $18K | $18K | 1.72% |
| BENNIE INSURANCE, LLC3 | 700 CANAL STREET, SUITE 1 STAMFORD, CT 06902 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $0 | $21K | 10.58% |
| JAMES G PARKER INS ASSOCIATES3 Filed as: JAMES G. PARKER INS ASSOCIATES, INC | 1753 EAST FIR AVENUE FRESNO, CA 93720 | METROPOLITAN LIFE INSURANCE COMPANY | $401 | $80 | $481 | 0.24% |
| BENNIE INSURANCE, LLC3 | 700 CANAL STREET, SUITE 1 STAMFORD, CT 06902 | KAISER FOUNDATION HEALTH PLAN, INC. | $8K | $0 | $8K | 6.01% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS. SERVICES, INC. | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | KAISER FOUNDATION HEALTH PLAN, INC. | $3K | $0 | $3K | 2.38% |
| JAMES G PARKER INS ASSOCIATES3 Filed as: JAMES G. PARKER INS ASSOCIATES, INC | PO BOX 3947 FRESNO, CA 93650 | KAISER FOUNDATION HEALTH PLAN, INC. | $803 | $0 | $803 | 0.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 110 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS' SERVICE | 128 | $1.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 214 | $202K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 214 | $202K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 214 | $202K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 214 | $202K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 214 | $202K |
| Prescription drug(2 contracts, 2 carriers) | CALIFORNIA PHYSICIANS' SERVICE | 128 | $1.2M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 214 | $202K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 214 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.