| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK CONSULTANTS LLC3 | 1801 CENTURY PARK EAST, SUITE 500 LOS ANGELES, CA 90067 | AETNA LIFE INSURANCE COMPANY | — | $52 | $52 | 0.00% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | PO BOX 202617 DALLAS, TX 75320 | AETNA LIFE INSURANCE COMPANY | $16K | — | $16K | 9.83% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | VISION SERVICE PLAN | $2K | $0 | $2K | 2.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 476 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 57 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 533 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 691 | $4.3M |
| Dental | AETNA LIFE INSURANCE COMPANY | 891 | $1.1M |
| Vision | VISION SERVICE PLAN | 380 | $93K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 891 | $1.1M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 891 | $1.1M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 891 | $1.1M |
| Prescription drug(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 691 | $4.3M |
| Other(4 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 1,142 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.