| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: UNITED AGENCIES INC | 301 E COLORADO BLVD PASADENA, CA 31101 | AETNA HEALTH, INC. | $45K | — | $45K | 4.12% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE SVSC INC | PO BOX 632886 CINCINNATIO, OH 45263 | AETNA HEALTH, INC. | $9K | — | $9K | 0.79% |
| ASSUREDPARTNERS3 Filed as: UNITED AGENCIES INC | 301 E COLORADO BLVD PASADENA, CA 31101 | AETNA LIFE INSURANCE COMPANY | $16K | — | $16K | 3.95% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE SVCS | PO BOX 632886 CINCINNATIO, OH 45263 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 0.80% |
| ASSUREDPARTNERS3 Filed as: UNITED AGENCIES INC | 100 N 1ST ST STE 301 BURBANK, CA 91502 | SUN LIFE ASSURANCE COMPANY OF CANADA | $16K | — | $16K | 7.78% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES INC | 4851 LYNDON B JOHNSON FWY STE 800 DALLAS, TX 75244 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 2.70% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BNENEFITS & INS SERVICES INC | 700 W 47TH ST STE 1100 KANSAS CITY, MO 64112 | SUN LIFE ASSURANCE COMPANY OF CANADA | $300 | — | $300 | 0.15% |
| ASSUREDPARTNERS3 Filed as: UNITED AGENCIES INC | 100 N 1ST ST STE 301 BURBANK, CA 91502 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 9.19% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES INC | 4851 LYNDON B JOHNSON FWY STE 800 DALLAS, TX 75244 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 3.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 237 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 237 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA HEALTH, INC. | 161 | $1.7M |
| Dental(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 154 | $272K |
| Vision(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 154 | $272K |
| Life insurance(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 154 | $272K |
| Prescription drug | AETNA HEALTH, INC. | 161 | $1.1M |
| Other(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 154 | $272K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 161 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.