See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 14 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ARTHUR J GALLAGHER & CO INS BROKERS EIN 94-3015711 BROKER | Insurance agents and brokers Service code 22 | 505 N BRAND AVE STE 600 GLENDALE, CA 91203 | $908K |
| MVI ADMINISTRATORS INC. EIN 33-0393692 ADMINISTRATOR | Plan Administrator Service code 14 | 2615 CAMINO DEL RIO SOUTH SUITE 201 SAN DIEGO, CA 92108 | $563K |
| EMPLOYEE BENEFITS LAW GROUP PC EIN 68-0195995 LEGAL | Legal Service code 29 | 620 COOLIDAGE DR STE 100 FOLSOM, CA 956303182 | $23K |
| RBTK, LLP EIN 33-0567239 INDEPENDENT AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | 5675 RUFFIN ROAD STE 300 SAN DIEGO, CA 92123 | $19K |
| MARSH & MCLENNAN AGENCY, LLC EIN 26-3237576 INSURANCE SERVICES | Other insurance fees and expenses Service code 73 | PO BOX 85638 SAN DIEGO, CA 921865638 | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,777 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,788 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTHNET | 1,176 | $12.3M |
| Dental(2 contracts) | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | 735 | $205K |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,754 | $164K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,754 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.