| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE DEXHEIMER COMPANY3 Filed as: DEXHEIMER-ERICKSON CORP | 350 S FIGUEROA STREET SUITE 950 LOS ANGELES, CA 90071 | DELTA DENTAL OF CALIFORNIA | $2K | — | $2K | 10.00% |
| THE DEXHEIMER COMPANY3 Filed as: DEXHEIMER-ERICKSON CORPORATION | 350 S FIGUEROA STREET SUITE 950 LOS ANGELES, CA 90071 | VISION SERVICE PLAN | $200 | — | $200 | 3.95% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102159 PASADENA, CA 91189 | VISION SERVICE PLAN | $141 | — | $141 | 2.79% |
| GALLANT RISK & INSURANCE SERVICES3 Filed as: GALLANT RISK & INS SVCS INC | 4160 TEMESCAL CANYON ROAD SUITE 402 CORONA, CA 92883 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $33 | — | $33 | 4.98% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 19000 MACARTHUR BLVD PENTHOUSE IRVINE, CA 92612 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $33 | — | $33 | 4.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF CALIFORNIA | 141 | $19K |
| Vision | VISION SERVICE PLAN | 88 | $5K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 137 | $662 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.