| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANNA ELIZABETH INC3 Filed as: ANNA ELIZABETH VRATSINAS | 2821 N OCEAN BLVD, STE 305 FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $107K | $0 | $107K | 10.10% |
| ADAMS BENEFIT CORPORATION3 | 301 E YAMATO ROAD, STE 1200 BOCA RATON, FL 33431 | CONTINENTAL AMERICAN INSURANCE COMPANY | $91K | $0 | $91K | 8.64% |
| JV FLORIDA INSURANCE CORP3 | 2821 NORTH OCEAN BLVD, STE 305 FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36K | $0 | $36K | 3.41% |
| ANNA ELIZABETH INC3 | 2821 N OCEAN BLVD, STE 305 FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20K | $0 | $20K | 1.93% |
| BRIAN GEORGE JAEGGI3 | 2875 NW 28TH STREET BOCA RATON, FL 33434 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 0.49% |
| KELLY A DUNN3 | 2741 NE 27 STREET FORT LAUDERDALE, FL 33306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $410 | $0 | $410 | 0.04% |
| JOHN H VRATSINAS3 Filed as: JOHN HARRY VRATSINAS | 2821 NORTH OCEAN BLVD FORT LAUDERDALE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $370 | $0 | $370 | 0.04% |
| JEFFREY PAUL SHOEMAKER3 | 712 7TH STREET SUNBURY, PA 17801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $301 | $0 | $301 | 0.03% |
| SYLVIA ROSSI-MONTERO3 | 3109 GRAND AVENUE STE 412 COCONUT GROVE, FL 33133 | CONTINENTAL AMERICAN INSURANCE COMPANY | $274 | $0 | $274 | 0.03% |
| MICHELLE TIFFANY DUBE3 | 104 WISCONSIN STREET LAKE WORTH, FL 33461 | CONTINENTAL AMERICAN INSURANCE COMPANY | $155 | $0 | $155 | 0.01% |
| ELVA E. ESCOBAR3 Filed as: ELVA ELISA ESCOBAR | 16242 CALAHAN STREET NORTH HILLS, CA 91343 | CONTINENTAL AMERICAN INSURANCE COMPANY | $154 | $0 | $154 | 0.01% |
| MIDICI INSURANCE SERVICES LLC3 | 655 LOVEJOY LANE LINCOLN, CA 95648 | CONTINENTAL AMERICAN INSURANCE COMPANY | $107 | $0 | $107 | 0.01% |
| STEPHANIE MARIE INSABELLA3 | 1113 MONTAUK LANE VENTURA, CA 93001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $101 | $0 | $101 | 0.01% |
| MEGAN HOPE BOOTHE3 | 270 CR 356 IUKA, MS 38852 | CONTINENTAL AMERICAN INSURANCE COMPANY | $57 | $0 | $57 | 0.01% |
| JENNIFER L DANN3 Filed as: JENNIFER LOU DANN | 24233 RACTRACK STREET FORESTHILL, CA 95631 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54 | $0 | $54 | 0.01% |
| ADAMS BENEFIT CORPORATION3 Filed as: ADAMS BENEFIT CORP. | 600 CORPORATE DROVE, STE 305 FORT LAUDERDALE, FL 33334 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $110K | $0 | $110K | 24.33% |
| ADAMS BENEFIT CORPORATION3 Filed as: ADAMS BENEFIT CORP. | 301 E YAMATO ROAD, STE 1200 BOCA RATON, FL 33431 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $63K | $0 | $63K | 15.92% |
| ADAMS BENEFIT CORPORATION3 | 301 E YAMATO ROAD, STE 1200 BOCA RATON, FL 33431 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $38K | $3K | $41K | 11.87% |
| ADAMS BENEFIT CORPORATION3 | 301 E YAMATO ROAD, STE 1200 BOCA RATON, FL 33431 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $37K | $5K | $42K | 12.47% |
| ADAMS BENEFIT CORPORATION3 | 301 E YAMATO ROAD, STE 1200 BOCA RATON, FL 33431 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $21K | $3K | $24K | 11.50% |
| ADAMS BENEFIT CORPORATION3 Filed as: ADAMS BENEFIT CORP. | 600 CORPORATE DROVE, STE 305 FORT LAUDERDALE, FL 33334 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $33K | $0 | $33K | 52.58% |
| ADAMS BENEFIT CORPORATION3 Filed as: ADAMS BENEFIT CORP. | 600 CORPORATE DROVE, STE 305 FORT LAUDERDALE, FL 33334 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $6K | $0 | $6K | 23.28% |
| ADAMS BENEFIT CORPORATION3 | 301 E YAMATO ROAD, STE 1200 BOCA RATON, FL 33431 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $542 | $5K | 17.03% |
| ADAMS BENEFIT CORPORATION3 Filed as: ADAMS BENEFIT CORP. | 600 CORPORATE DROVE, STE 305 FORT LAUDERDALE, FL 33334 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $5K | $0 | $5K | 21.75% |
| ADAMS BENEFIT CORPORATION3 | 301 E YAMATO ROAD, STE 1200 BOCA RATON, FL 33431 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $302 | $1K | 14.19% |
| ADAMS BENEFIT CORPORATION3 Filed as: ADAMS BENEFIT CORP. | 600 CORPORATE DROVE, STE 305 FORT LAUDERDALE, FL 33334 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $2K | $0 | $2K | 26.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,015 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 6,026 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 2,642 | $396K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 2,642 | $396K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 3,341 | $345K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 853 | $221K |
| Other(11 contracts, 5 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 7,697 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,697 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.