| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NIXON BENEFITS3 | 620 NEWPORT CENTER DR FL 11TH NEWPORT BEACH, CA 92660 | CALIFORNIA PHYSICIANS' SERVICES | — | $69K | $69K | 3.35% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 135 MAIN ST 21ST FL SAN FRANCISCO, CA 94105 | CALIFORNIA PHYSICIANS' SERVICES | — | $34K | $34K | 1.66% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER FL 11 NEWPORT BEACH, CA 926606420 | KAISER FOUNDATION HEALTH PLAN, INC. | $15K | — | $15K | 3.57% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2300 CONTRA COSTA BLVD STE 375 PLEASANT HILL, CA 945233976 | KAISER FOUNDATION HEALTH PLAN, INC. | $6K | — | $6K | 1.45% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DR FL 11 NEWPORT BEACH, CA 926606420 | KAISER FOUNDATION HEALTH PLAN, INC. | $8K | — | $8K | 3.08% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2300 CONTRA COSTA BLVD STE 375 PLEASANT HILL, CA 945233976 | KAISER FOUNDATION HEALTH PLAN, INC. | $4K | — | $4K | 1.44% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DR FL 11 NEWPORT BEACH, CA 92660 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 6.22% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 225 NE MIZNER BLVD STE 675 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 3.13% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DR FL 11 NEWPORT BEACH, CA 92660 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 4.53% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 225 NE MIZNER BLVD STE 675 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $424 | — | $424 | 1.82% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DR 11TH FL NEWPORT BEACH, CA 92660 | DELTA DENTAL OF CALIFORNIA | $1K | — | $1K | 5.98% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 135 MAIN ST 21ST FLOOR SAN FRANSCISCO, CA 94105 | DELTA DENTAL OF CALIFORNIA | $936 | — | $936 | 4.12% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DR FL 11 NEWPORT BEACH, CA 92660 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 5.67% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 225 NE MIZNER BLVD STE 675 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $829 | — | $829 | 3.65% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DR FL 11 NEWPORT BEACH, CA 92660 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 5.95% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 225 NE MIZNER BLVD STE 675 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $613 | — | $613 | 3.57% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DR FL 11 NEWPORT BEACH, CA 92660 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $845 | — | $845 | 5.65% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 225 NE MIZNER BLVD STE 675 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $527 | — | $527 | 3.53% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DR FL 11 NEWPORT BEACH, CA 92660 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $822 | — | $822 | 5.93% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 225 NE MIZNER BLVD STE 675 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $477 | — | $477 | 3.44% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DR FL 11 NEWPORT BEACH, CA 92660 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $581 | — | $581 | 5.51% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNES INSURANCE CENTER | 225 NE MIZNER BLVD STE 675 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $365 | — | $365 | 3.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 968 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 968 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | CALIFORNIA PHYSICIANS' SERVICES | 319 | $2.7M |
| Dental | DELTA DENTAL OF CALIFORNIA | 133 | $23K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 248 | $23K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 968 | $67K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 88 | $17K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 36 | $11K |
| Prescription drug(3 contracts, 2 carriers) | CALIFORNIA PHYSICIANS' SERVICES | 319 | $2.7M |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 968 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 968 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.