| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | 8360 W SAHARA AVE SUITE 1100 LAS VEGAS, NV 891178943 | UNITED HEALTHCARE INSURANCE COMPANY | $22K | — | $22K | 2.26% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL SINGER & ASSOC | 8360 W SAHARA AVE SUITE 1100 LAS VEGAS, NV 891178943 | UNITED HEALTHCARE INSURANCE COMPANY | $15K | $120 | $15K | 1.61% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN | 950 EAST PACES FERRY RD NE STE. 2000 ATLANTA, GA 30326 | UNITED HEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 0.76% |
| USI INSURANCE SERVICES LLC3 | 8360 W SAHARA AVE SUITE 1100 LAS VEGAS, NV 891178943 | KAISER FOUNDATION HEALTH PLAN | $4K | — | $4K | 3.76% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN | 3 PIEDMONT CTR NE ATLANT, GA 303054613 | KAISER FOUNDATION HEALTH PLAN | $1K | — | $1K | 1.20% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL SINGER & ASSOC | 8360 W SAHARA AVE SUITE 1100 LAS VEGAS, NV 891178943 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.13% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL | 8360 W SAHARA AVE SUITE 1100 LAS VEGAS, NV 891178943 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $899 | — | $899 | 0.92% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN | 950 EAST PACES FERRY RD NE STE. 2000 ATLANTA, GA 30326 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $340 | — | $340 | 0.35% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL SINGER & ASSOC | 8360 W SAHARA AVE SUITE 110 LAS VEGAS, NV 891178942 | VISION SERVICE PLAN | $747 | — | $747 | 3.20% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL | 8360 W SAHARA AVE SUITE 1100 LAS VEGAS, NV 891178943 | VISION SERVICE PLAN | $274 | — | $274 | 1.17% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN | 950 EAST PACES FERRY RD NE STE. 2000 ATLANTA, GA 30326 | VISION SERVICE PLAN | $237 | — | $237 | 1.02% |
| USI INSURANCE SERVICES LLC3 | 8360 W SAHARA AVE SUITE 1100 LAS VEGAS, NV 891178943 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $757 | — | $757 | 4.41% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL SINGER & ASSOC | 8360 W SAHARA AVE SUITE 1100 LAS VEGAS, NV 891178943 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $508 | — | $508 | 2.96% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN | 950 EAST PACES FERRY RD NE STE. 2000 ATLANTA, GA 30326 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $307 | — | $307 | 1.79% |
| USI INSURANCE SERVICES LLC3 | 8360 W SAHARA AVE SUITE 1100 LAS VEGAS, NV 891178943 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $557 | — | $557 | 5.40% |
| ORGILL/SINGER & ASSOCIATES INC3 Filed as: ORGILL SINGER & ASSOC | 8360 W SAHARA AVE SUITE 1100 LAS VEGAS, NV 891178943 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $423 | — | $423 | 4.10% |
| PRITCHARD & JERDEN INC3 Filed as: PRITCHARD & JERDEN | 950 EAST PACES FERRY RD NE STE. 2000 ATLANTA, GA 30326 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $264 | — | $264 | 2.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 172 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 173 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 135 | $1.1M |
| Dental(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 95 | $114K |
| Vision | VISION SERVICE PLAN | 111 | $23K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 168 | $10K |
| Other | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 168 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 168 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.