| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | HARTFORD LIFE AND ACCIDENT | $919K | $273K | $1.2M | 12.97% |
| MARSH & MCLENNAN AGENCY LLC3 | 100 FRONT STREET SUITE 800 WORCESTER, MA 01608 | HARTFORD LIFE AND ACCIDENT | — | $285K | $285K | 3.10% |
| MARSH & MCLENNAN AGENCY LLC3 | TRION GROUP PO BOX 350 CONSHOHOCKEN, PA 19428 | TRANSAMERICA LIFE INSURANCE COMPANY | $287K | — | $287K | 19.55% |
| WOODRUFF-SAWYER & CO3 | 220 BUST STREET 7TH FLOOR SAN FRANCISCO, CA 94104 | TRANSAMERICA LIFE INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 194062772 | AMERITAS LIFE INSURANCE CORP. | $7K | $10K | $17K | 1.58% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA, INC. | TRION GROUP 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | METLIFE LEGAL PLANS OF FLORIDA | $27K | $32 | $27K | 9.45% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA, INC | TRION GROUP 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | METLIFE LEGAL PLANS OF FLORIDA | — | $4K | $4K | 1.48% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | 1 POLARIS WAY SUITE 300 ALISO VIEJO, CA 92656 | METLIFE LEGAL PLANS OF FLORIDA | — | $210 | $210 | 0.07% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 194280350 | KAISER FOUNDATION HEALTH PLAN, INC. | $4K | — | $4K | 2.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - IL | 29840 NETWORK PLACE CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN, INC. | $371 | — | $371 | 0.17% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 194280350 | KAISER FOUNDATION HEALTH PLAN, INC. | $2K | — | $2K | 1.99% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - IL | 29840 NETWORK PLACE CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN, INC. | $191 | — | $191 | 0.18% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA, INC. | TRION GROUP 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | METROPOLITAN GENERAL INSURANCE COMPANY | $3K | $32 | $3K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,043 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 120 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 12,163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN, INC. | 29 | $323K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 17,857 | $1.1M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 14,719 | $9.2M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 14,719 | $9.2M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 14,719 | $9.2M |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN, INC. | 29 | $323K |
| Other(5 contracts, 5 carriers) | HARTFORD LIFE AND ACCIDENT | 14,719 | $11.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,857 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.