| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK TATTERSALL3 | 310 N. WESTLAKE BLVD., SUITE #240 WESTLAKE VILLAGE, CA 91362 | UNITEDHEALTHCARE INSURANCE COMPANY | $55K | $0 | $55K | 6.00% |
| MARK TATTERSALL3 | 310 N. WESTLAKE BLVD., SUITE #240 WESTLAKE VILLAGE, CA 91362 | KAISER FOUNDATION HEALTH PLAN, INC. | $18K | $2K | $20K | 6.73% |
| MARK TATTERSALL3 | 310 N. WESTLAKE BLVD., SUITE #240 WESTLAKE VILLAGE, CA 91362 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.09% |
| MARK TATTERSALL3 | 310 N. WESTLAKE BLVD., SUITE #240 WESTLAKE VILLAGE, CA 91362 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 21.69% |
| MARK TATTERSALL3 | 310 N. WESTLAKE BLVD., SUITE #240 WESTLAKE VILLAGE, CA 91362 | SAFEGUARD HEALTH PLANS, INC | $841 | $0 | $841 | 10.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 214 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 152 | $1.2M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 297 | $101K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 297 | $94K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 214 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 297 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.