| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STANTON HUNTON3 Filed as: STANTON C. HUNTON & ASSOCIATES | 2516 VIA TEJON, SUITE 307 PALOS VERDES ESTATES, CA 90274 | DENTAL HEALTH SERVICES | $3K | — | $3K | 0.42% |
| STANTON HUNTON3 Filed as: STANTON C. HUNTON & ASSOCIATES | 2516 VIA TEJON, SUITE 307 PALOS VERDES ESTATES, CA 90274 | KAISER FOUNDATION HEALTH PLAN | $33K | — | $33K | 5.45% |
| STANTON HUNTON3 Filed as: STANTON C. HUNTON & ASSOCIATES | 2516 VIA TEJON, SUITE 307 PALOS VERDES ESTATES, CA 90274 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $517 | — | $517 | 10.00% |
| PACIFIC ADVISORS LLC3 | 333 INDIAN HILL BLVD CLAREMENT, CA 91711 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $8 | — | $8 | 0.15% |
| STANTON HUNTON3 Filed as: STANTON C. HUNTON & ASSOCIATES | 2516 VIA TEJON, SUITE 307 PALOS VERDES ESTATES, CA 90274 | METROPOLITAN LIFE INSURANCE COMPANY | $30 | — | $30 | 9.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN | 105 | $608K |
| Dental | DENTAL HEALTH SERVICES | 117 | $608K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 127 | $5K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN | 105 | $608K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 127 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 127 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.