| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHUN-HA INSURANCE SERVICES, INC.3 | 9122 GARDEN GROVE BLVD GARDEN GROVE, CA 92844 | AETNA LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| CHUN-HA INSURANCE SERVICES, INC.3 | 9122 GARDEN GROVE BLVD GARDEN GROVE, CA 92844 | AETNA LIFE INSURANCE COMPANY | $54K | $6K | $60K | 5.36% |
| CHUN-HA INSURANCE SERVICES, INC.3 | 9122 GARDEN GROVE BLVD GARDEN GROVE, CA 92844 | AETNA LIFE INSURANCE COMPANY | $3K | $712 | $4K | 6.20% |
| CHUN-HA INSURANCE SERVICES, INC.3 | 9122 GARDEN GROVE BLVD GARDEN GROVE, CA 92844 | AETNA LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| CHUN-HA INSURANCE SERVICES, INC.3 | 9122 GARDEN GROVE BLVD GARDEN GROVE, CA 92844 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $570 | $2K | 15.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 268 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 268 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | AETNA LIFE INSURANCE COMPANY | 146 | $2.6M |
| Dental(4 contracts) | AETNA LIFE INSURANCE COMPANY | 146 | $2.6M |
| Vision(4 contracts) | AETNA LIFE INSURANCE COMPANY | 146 | $2.6M |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 119 | $11K |
| Prescription drug(4 contracts) | AETNA LIFE INSURANCE COMPANY | 146 | $2.6M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 119 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 146 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.