| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | HARTFORD LIFE AND ACCIDENT | $66K | $0 | $66K | 5.04% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | $0 | $16K | $16K | 1.21% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | $0 | $3K | $3K | 0.23% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | KAISER FOUNDATION HEALTH PLAN INC | $15K | $0 | $15K | 5.47% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | VISION SERVICE PLAN | $5K | $0 | $5K | 1.93% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METLIFE LEGAL PLANS | $3K | $656 | $4K | 12.36% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | PO BOX 681089 FRANKLIN, TN 37068 | METLIFE LEGAL PLANS | $0 | $111 | $111 | 0.36% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 30 WATERSIDE DRIVE FARMINGTON, CT 06032 | METLIFE LEGAL PLANS | $0 | $61 | $61 | 0.20% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | UNKNOWN CHICAGO, IL 60601 | METLIFE LEGAL PLANS | $0 | $29 | $29 | 0.09% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | UNKNOWN CHICAGO, IL 60601 | METLIFE LEGAL PLANS | $0 | $10 | $10 | 0.03% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $281 | $0 | $281 | 7.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 961 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 19 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 39 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,019 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC | 30 | $265K |
| Vision | VISION SERVICE PLAN | 967 | $233K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,130 | $1.3M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 1,130 | $1.3M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,130 | $1.3M |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC | 30 | $265K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 1,130 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,130 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.