| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | KAISER FOUNDATION HEALTH PLAN INC. | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $0 | $4K | $4K | 1.03% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | VISION SERVICE PLAN | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $0 | $0 | $0 | 0.00% |
| DOUGLAS LOVE3 Filed as: DOUGLAS J LOVE | 374 SAN BERNARDINO AVE PAMONA, CA 91767 | CONTINENTAL AMERICAN INSURANCE COMPANY | $107K | $0 | $107K | 42.57% |
| DAVID SMITH3 Filed as: DAVID M SMITH | 5025 N RIMHURST AVE COVINA, CA 91724 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22K | $0 | $22K | 8.84% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DRIVE LAS VEGAS, NV 89134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17K | $0 | $17K | 6.89% |
| MARIAN E LENCIONI3 | 10390 COMMERCE CENTER DRIVE SUITE 260 RANCHO CUCAMONGA, CA 91730 | CONTINENTAL AMERICAN INSURANCE COMPANY | $369 | $0 | $369 | 0.15% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA HEALTH AND LIFE INSURANCE CO | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | MANAGED HEALTH NETWORK | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA DENTAL HEALTH OF VIRGINIA, INC. | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA DENTAL HEALTH OF COLORADO, INC | $0 | $0 | $0 | 0.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVENUE SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $0 | $0 | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | P.O. BOX 30555 SALT LAKE CITY, UT 84130 | $1.5M |
| PETER C. FOY & ASSOCIATES EIN 95-4281021 INSURANCE AGENT & BROKER | Insurance agents and brokers Service code 22 | 6200 CANOGA AVENUE, SUITE 325 WOODLAND HILLS, CA 91367 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,989 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,989 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 514 | $2.3M |
| Dental(8 contracts, 8 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE CO | 1,952 | $2.2M |
| Vision | VISION SERVICE PLAN | 2,330 | $367K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE CO | 3,012 | $424K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE CO | 3,012 | $360K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE CO | 3,012 | $403K |
| Other(8 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 3,989 | $6.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,989 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.