| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS | PO BOX 2158 RIVERSIDE, CA 92516 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $1K | $14K | 11.23% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 55 E JACKSON BLVD 14TH FL STE 14A CHICAGO, IL 60604 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $66 | $4K | 3.33% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 16253 COLLECTION CENTER DR 40 W MADISON 4TH FL BANK OF AM LOCK CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | — | $731 | $731 | 0.61% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES INC | 203 N LA SALLE ST FL 20 CHICAGO, IL 60601 | METROPOLITAN LIFE INSURANCE COMPANY | — | $66 | $66 | 0.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS | 9855 SCRANTON ROAD, SUITE 100 SAN DIEGO, CA 92121 | ARMADA CARE | $2K | — | $2K | 1.95% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS | PO BOX 2158 RIVERSIDE, CA 92516 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $167 | $2K | 23.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 55 E JACKSON BLVD 14TH FL STE 14A CHICAGO, IL 60604 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $66 | $1K | 17.26% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 16253 COLLECTION CENTER DR 40 W MADISON 4TH FL BANK OF AM LOCK CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | — | $121 | $121 | 1.59% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS | PO BOX 2158 RIVERSIDE, CA 92516 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $171 | $2K | 24.90% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 55 E JACKSON BLVD 14TH FL STE 14A CHICAGO, IL 60604 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $66 | $1K | 14.65% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 16253 COLLECTION CENTER DR 40 W MADISON 4TH FL BANK OF AM LOCK CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | — | $112 | $112 | 1.52% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS | PO BOX 2158 RIVERSIDE, CA 92516 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $161 | $2K | 28.68% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 55 E JACKSON BLVD 14TH FL STE 14A CHICAGO, IL 60604 | METROPOLITAN LIFE INSURANCE COMPANY | $812 | $66 | $878 | 15.49% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | 16253 COLLECTION CENTER DR 40 W MADISON 4TH FL BANK OF AM LOCK CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | — | $83 | $83 | 1.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 107 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARMADA CARE | 5 | $77K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 260 | $121K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 260 | $121K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 260 | $121K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 260 | $121K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 260 | $121K |
| Prescription drug | ARMADA CARE | 5 | $77K |
| Other(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 260 | $144K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.