See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 57 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EPLAN EIN 20-3720767 NONE | Direct payment from the plan; Claims processing; Consulting (general) Service code 12 | — | $1.4M |
| ANTHEM BLUE CROSS EIN 95-4331852 NONE | Claims processing; Contract Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | $1.0M |
| VISION SERVICE PLAN EIN 94-1632821 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $370K |
| BASYS, INC. EIN 52-1796473 NONE | Direct payment from the plan; Other commissions; Accounting (including auditing); Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 10 | — | $353K |
| ARISTOTLE CAPITAL MANAGEMENT, LLC EIN 95-4833644 NONE | Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $277K |
| CBRE GLOBAL INVESTORS EIN 95-4752098 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $264K |
| REGINALD CYRUS EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $184K |
| CAROL MOORE EIN 95-3846186 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $148K |
| CITYSCAPE IT PROS EIN 46-1791445 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $146K |
| HENDERSON BERBERABE EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $132K |
| MARTINA MOJICA EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $131K |
| DEBBIE LINK EIN 95-3846189 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $126K |
| AMERICAN REALTY ADVISORS EIN 33-0123114 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $120K |
| DANA TENEYCK EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $108K |
| CAROLINE RYAN EIN 95-3846186 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $104K |
| DALANA YOUNG EIN 95-3846186 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $103K |
| ANA CRUZ EIN 95-3846186 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $100K |
| MINA CARRANZA EIN 95-3846186 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $100K |
| MELANIE TALSMA EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $97K |
| MISTY LOPEZ EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $91K |
| DEBBIE NUNEZ EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $88K |
| KATSUMI NIDOME EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $87K |
| YVONNE SAUNDERS EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $85K |
| SONIA GUERRERO EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $84K |
| FRANK TIMPANI EIN 95-3846186 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $82K |
| PACIFIC INVESTMENTS EIN 77-0583390 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $80K |
| MARK GAZMIN EIN 95-3846188 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $79K |
| ANADALLAS BIZZELL EIN 95-3846186 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $76K |
| DEBBIE MARTINI EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $74K |
| DONNA BEHAN EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $72K |
| ALMA DIAZ EIN 95-3846186 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $72K |
| LINDA DELGADO EIN 95-3846186 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $70K |
| PROPHARMA PHARMACEUTICAL EIN 95-4081972 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $69K |
| MARK BINNS EIN 95-3846186 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $69K |
| MERCER HUMAN RESOURCE NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | 17901 VON KARMAN AVENUE, SUITE 1100 IRVINE, CA 92614 | $64K |
| POLOMA PUBLIC AFFAIRS EIN 83-0883342 NONE | Direct payment from the plan; Other services Service code 49 | — | $61K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $60K |
| KEYSTONE NATIONAL GROUP EIN 20-5150678 NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $58K |
| CONSIDINE & ASSOCIATES, INC. NONE | Direct payment from the plan; Consulting (general); Other services Service code 16 | 25401 CABOT ROAD, SUITE 200 LAGUNA HILLS, CA 92653 | $57K |
| JESSIE MALDONADO EIN 95-3846191 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $41K |
| SANDRA L. LEPSON NONE | Direct payment from the plan; Other services Service code 49 | — | $30K |
| ACTUARIAL & FINANCIAL CONSULTING NONE | Actuarial; Direct payment from the plan Service code 11 | 23905 CLINTON KEITH ROAD 114 WILDOMAR, CA 92595 | $28K |
| DON LASSIG EIN 95-3846186 TRUSTEE | Trustee (individual); Named fiduciary; Direct payment from the plan Service code 20 | — | $25K |
| FAIR HEALTH INC EIN 90-0524293 NONE | Other services; Direct payment from the plan; Consulting (general) Service code 16 | — | $25K |
| EXPRESS SCRIPTS NONE | Claims processing; Direct payment from the plan Service code 12 | 1 EXPRESS WAY ST. LOUIS, MO 63121 | $21K |
| PRECISION DOCUMENT IMAGING NONE | Other services; Direct payment from the plan Service code 49 | 2440 VASSAR ST RENO, NV 89502 | $15K |
| ADP EIN 13-3036745 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $12K |
| MARK BARTHOLOMEW EIN 95-3846186 TRUSTEE | Trustee (individual); Named fiduciary; Direct payment from the plan Service code 20 | — | $12K |
| JOHN BISHOP EIN 95-3846186 TRUSTEE | Direct payment from the plan; Trustee (individual); Named fiduciary Service code 20 | — | $11K |
| XAVIER CAMPOS EIN 95-3846186 TRUSTEE | Direct payment from the plan; Trustee (individual); Named fiduciary Service code 20 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,572 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,953 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,525 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 924 | $396K |
| Dental | DELTA DENTAL OF CALIFORNIA | 4 | $2K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 798 | $827K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 926 | $1.9M |
| Long-term disability | RSLI | 1,172 | $379K |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 925 | $507K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,172 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.