See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 15 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 9 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA US HEALTH CARE EIN 06-6033492 CONTRACT ADMINISTRATION | Contract Administrator; Direct payment from the plan Service code 13 | — | $3.0M |
| ANTHEM BLUE CROSS LIFE AND HEALTH EIN 95-4331852 CLAIMS ADMINISTRATOR | Claims processing; Direct payment from the plan; Participant communication; Contract Administrator Service code 12 | — | $1.9M |
| MERCER EIN 34-2015463 CONSULTANT | Contract Administrator; Direct payment from the plan; Participant communication Service code 13 | — | $778K |
| MEDCO HEALTH SOLUTIONS EIN 22-3461740 CLAIMS PROCESSING | Claims processing; Direct payment from the plan Service code 12 | — | $545K |
| STAYWELL HEALTH MANAGEMENT, LLC EIN 13-2890345 CONSULTANT | Consulting fees; Direct payment from the plan; Employee (plan) Service code 30 | — | $510K |
| CIGNA BEHAVIORAL HEALTH EIN 41-1648670 CONTRACT ADMINISTRATION | Claims processing; Participant communication; Contract Administrator; Direct payment from the plan Service code 12 | — | $250K |
| HEALTH ADVOCATE EIN 23-3080019 CONTRACT ADMINISTRATION | Participant communication; Direct payment from the plan; Contract Administrator Service code 13 | — | $141K |
| CONEXIS EIN 20-0198855 COBRA ADMINISTATION | Claims processing; Direct payment from the plan Service code 12 | — | $116K |
| HEWITT ASSOCIATES, INC. EIN 36-2235791 HMO ADMINISTRATOR | Consulting fees; Direct payment from the plan Service code 50 | — | $92K |
| BUDCO EIN 38-1622051 CONSULTANT | Claims processing; Direct payment from the plan Service code 12 | — | $45K |
| LIMEADE, INC. EIN 06-1771116 CONSULTING | Employee (plan); Direct payment from the plan; Consulting fees Service code 30 | — | $43K |
| MAYER HOFFMAN MCCANN PC EIN 43-1947695 CONSULTING | Direct payment from the plan; Consulting fees Service code 50 | — | $36K |
| DAY & NIGHT PRINTING EIN 54-1180870 PRINTING | Direct payment from the plan; Copying and duplicating; Participant communication Service code 36 | — | $9K |
| ELLIOTT DAVIS DECOSIMO, LLC EIN 57-0381582 ACCOUNTING | Consulting fees; Direct payment from the plan Service code 50 | — | $5K |
| US BANK NATIONAL ASSOCIATION EIN 31-0841368 TRUSTEE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,174 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 303 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,477 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 5,908 | $3.9M |
| Dental(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3,491 | $4.6M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 22,392 | $7.9M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 124 | $32K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 10,555 | $4.7M |
| Other(4 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 22,392 | $12.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 22,392 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.