| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE, INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | KAISER FOUNDATION HEALTH PLAN INC. | — | $44K | $44K | 0.08% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET 6TH FLOOR SAN DIEGO, CA 921018101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $476K | $0 | $476K | 7.99% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET 6TH FLOOR SAN DIEGO, CA 921018101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $158K | $0 | $158K | 8.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST 6TH FLOOR SAN DIEGO, CA 921018101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $143K | $0 | $143K | 11.63% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER RD SUITE 900 HOUSTON, TX 770565306 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $8K | $8K | 1.28% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER RD SUITE 900 HOUSTON, TX 770565306 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $84 | $84 | 0.01% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET 6TH FLOOR SAN DIEGO, CA 921018101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $40K | $0 | $40K | 8.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | KAISER FOUNDATION HEALTH PLAN OF COLORADO, INC. | $0 | $158 | $158 | 0.06% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET 6TH FLOOR SAN DIEGO, CA 921018101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | $0 | $11K | 8.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,998 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 835 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,833 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 9 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 13,828 | $131.9M |
| Dental(3 contracts, 3 carriers) | SISTEMOS MEDICOS NACIONALES SA | 4,558 | $1.5M |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE | 20,899 | $1.5M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 14,370 | $6.0M |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 7,175 | $1.2M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 13,539 | $2.0M |
| Other(4 contracts, 3 carriers) | ARAG INSURANCE COMPANY | 13,998 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,899 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.