| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 2 PARK PLAZA SUITE 440 IRVINE, CA 92614 | AETNA LIFE INSURANCE COMPANY | $64K | $0 | $64K | 3.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVS OF CA | 2 PARK PLAZA SUITE 440 IRVINE, CA 92614 | AETNA LIFE INSURANCE COMPANY | $12K | $0 | $12K | 0.73% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 18100 VON KARMAN AVE SUITE 850 IRVINE, CA 92612 | AETNA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 0.39% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 2 PARK PLAZA SUITE 440 IRVINE, CA 92614 | AETNA HEALTH, INC. | $30K | $0 | $30K | 3.75% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVS OF CA | 2 PARK PLAZA SUITE 440 IRVINE, CA 92614 | AETNA HEALTH, INC. | $6K | $0 | $6K | 0.76% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 18100 VON KARMAN AVE SUITE 850 IRVINE, CA 92612 | AETNA HEALTH, INC. | $3K | $0 | $3K | 0.43% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 2 PARK PLAZA IRVINE, CA 92614 | KAISER FOUNDATION HEALTH PLAN INC. | $14K | $0 | $14K | 2.97% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVS OF CA | 2 PARK PLAZA SUITE 440 IRVINE, CA 92614 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | $0 | $8K | 4.57% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 2 PARK PLAZA SUITE 440 IRVINE, CA 92614 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | $0 | $8K | 4.49% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVS OF CA | 2 PARK PLAZA SUITE 440 IRVINE, CA 92614 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $2K | $2K | 1.45% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | PO BOX 745836 ATLANTA, GA 30374 | SUN LIFE ASSURANCE COMPANY OF CANADA | $773 | $0 | $773 | 0.46% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVS OF CA | 2 PARK PLAZA SUITE 440 IRVINE, CA 92614 | SUN LIFE ASSURANCE COMPANY OF CANADA | $722 | $0 | $722 | 0.43% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 2 PARK PLAZA SUITE 440 IRVINE, CA 92614 | KAISER FOUNDATION HEALTH PLAN INC. | $5K | $0 | $5K | 2.99% |
| WILSHIRE FINANCIAL & INSURANCE SERV3 Filed as: WILSHIRE FINANCIAL & INS SVCS INC | 4601 WILSHIRE BOULEVARD STE 212 LOS ANGELES, CA 90010 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | $1K | $1K | 1.18% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INS SERVICES LLC | 4601 WILSHIRE BOULEVARD STE 212 LOS ANGELES, CA 90010 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.98% |
| FREDERICK W. HOWARTH III3 Filed as: FREDERICK W HOWARTH III | TBG WEST INSURANCE SERVICES 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | $975 | $11K | 22.12% |
| KEVIN MICHAEL NAGLE3 | 32 ESPERANZA AVE APT F SIERRA MADRE, CA 91024 | AFLAC | $2K | $190 | $3K | 6.64% |
| MICHELLE C. LEE3 Filed as: MICHELLE C LEE | 1044 LOMA LISA LN ARCADIA, CA 91006 | AFLAC | $973 | $0 | $973 | 2.43% |
| GAIL B. SILVER3 Filed as: GAIL B SILVER | 265 S OAKURST DR BEVERLY HILLS, CA 90212 | AFLAC | $439 | $0 | $439 | 1.10% |
| ANDRES ORLANDO TRUJILLO3 | 21338 MONETA AVE CARSON, CA 90745 | AFLAC | $337 | $40 | $377 | 0.94% |
| STEPHANIE L SANDERS3 | 6325 SIMPSON AVE NORTH HOLLYWOOD, CA 91606 | AFLAC | $300 | $0 | $300 | 0.75% |
| MICHAEL R. FISHER3 Filed as: MICHAEL R FISHER | 50 W LEMON AVE STE 2 MONROBIA, CA 91016 | AFLAC | $199 | $0 | $199 | 0.50% |
| MONICA B SCHWARZBLATT3 | 623 N CRESCENT DR BEVERLY HILLS, CA 90210 | AFLAC | $184 | $0 | $184 | 0.46% |
| MINES INSURANCE SERVICES INC3 Filed as: MINES INSURANCE SERVICES, INC | 1519 BARTH AVE RICHMOND, CA 94806 | AFLAC | $170 | $0 | $170 | 0.42% |
| KRISTINA J KUNZ3 | 108 MADRONE AVE SAN FRANCISCO, CA 94127 | AFLAC | $146 | $0 | $146 | 0.36% |
| GEOFFREY MALAIS3 | PO BOX 280717 NORTHRIDGE, CA 91328 | AFLAC | $121 | $0 | $121 | 0.30% |
| FREDERICK E MEYER3 | 19935 VENTURA BLVD FL 1 WOODLAND HILLS, CA 91364 | AFLAC | $73 | $0 | $73 | 0.18% |
| RENE CASTRO3 | 5460 E EL PARQUE ST LONG BEACH, CA 90815 | AFLAC | $50 | $0 | $50 | 0.12% |
| JOANNE MEYER3 | 4793 PARK ENCINO LN UNIT 239 ENCINO, CA 91436 | AFLAC | $48 | $0 | $48 | 0.12% |
| JOSEPH A BUZZELLO3 | 14747 N NORTHSIGHT BLVD STE 111-454 SCOTTSDALE, AZ 85260 | AFLAC | $48 | $0 | $48 | 0.12% |
| AUBREY W THOMAS3 | 32627 THE OLD RD CASTAIC, CA 91384 | AFLAC | $32 | $0 | $32 | 0.08% |
| ANDREA GIBSON-NOBLES3 | 2708 FOOTHILL AVE RICHMOND, CA 94804 | AFLAC | $28 | $0 | $28 | 0.07% |
| GUILLERMO H PALOMINO3 | 14224 N 26TH DR PHOENIX, AZ 85023 | AFLAC | $18 | $0 | $18 | 0.04% |
| JON P BATES JR3 Filed as: JON P BATES | 440 REGENTS PARK DR VALLEJO, CA 94591 | AFLAC | $17 | $0 | $17 | 0.04% |
| DANIEL E ELLIS3 | 313 N KENILWORTH AVE OAK PARK, IL 60302 | AFLAC | $16 | $0 | $16 | 0.04% |
| RICKY SHIH3 | 314 S 3RD AVE ARCADIA, CA 91006 | AFLAC | $15 | $0 | $15 | 0.04% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 10531 4S COMMONS DR STE 166-516 SAN DIEGO, CA 92127 | AFLAC | $14 | $0 | $14 | 0.03% |
| VICTOR CONSTANTINO3 | 160 N 5TH AVE MONROVIA, CA 91016 | AFLAC | $12 | $0 | $12 | 0.03% |
| ADAM H MICHAELS3 | 2922 CORDA LANE LOS ANGELES, CA 90049 | AFLAC | $11 | $0 | $11 | 0.03% |
| ALLISON FARRIS WENDELBERGER3 | 207 SANTA FE DR WALNUT CREEK, CA 94598 | AFLAC | $11 | $0 | $11 | 0.03% |
| OLENA K SHEA3 | 3 MITCHELL PL UNIT 18C NEW YORK, NY 10017 | AFLAC | $10 | $0 | $10 | 0.02% |
| YOLANDA JOY RICHMAN3 | 10000 NEVADA AVE CHATSWORTH, CA 91311 | AFLAC | $9 | $0 | $9 | 0.02% |
| JUSTIN M REYNOLDS3 | 8433 ENTERPRISE CIR STE 100 LAKEWOOD RANCH, FL 34202 | AFLAC | $6 | $0 | $6 | 0.01% |
| RICHARD J KUNZ3 | 601 MONTGOMERY ST STE 1475 SAN FRANCISCO, CA 94111 | AFLAC | $6 | $0 | $6 | 0.01% |
| JOSEPH A NASCA3 | 28081 W MAPLE AVE BARRINGTON, IL 60010 | AFLAC | $4 | $0 | $4 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $3 | $0 | $3 | 0.01% |
| RENEE SUZANNE CORSO3 | 16000 VENTURA BLVD STE 1120 ENCINO, CA 91436 | AFLAC | $3 | $0 | $3 | 0.01% |
| GARY SCOTT NELLIS3 | 10607 1/2 WOODBRIDGE ST TOLUCA LAKE, CA 91602 | AFLAC | $2 | $0 | $2 | 0.00% |
| MICHELLE BARBARA COSTA3 | 8117 W 4TH ST LOS ANGELES, CA 90048 | AFLAC | $2 | $0 | $2 | 0.00% |
| CHRISTOPHER HAGER3 | 44 COLONIAL DR RANCHO MIRAGE, CA 92270 | AFLAC | $2 | $0 | $2 | 0.00% |
| LARA K GRANDE3 | 117 MORNING MIST LN FRANKLIN, TN 28117 | AFLAC | $2 | $0 | $2 | 0.00% |
| ERIC BROGAN3 Filed as: ERIC E MILLER | 149 MALIBU RD MOORESVILLE, NC 28117 | AFLAC | $1 | $0 | $1 | 0.00% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN DANIEL PAYNE | 3572 SHADOWTREE LANE CHICO, CA 95928 | AFLAC | $1 | $0 | $1 | 0.00% |
| ELIZABETH A LENZO3 | 151 N KENILWORTH AVE APT 1A OAK PARK, IL 60301 | AFLAC | $1 | $0 | $1 | 0.00% |
| LAKEVIEW FINANCIAL3 | 10074 W FAIRVIEW AVE SUITE 140 BOISE, ID 87304 | RELIANCE STANDARD | $2K | $0 | $2K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS SVS OF NV, INC | 2300 WEST SHARA AVE SUITE 800 LAS VEGAS, NV 89102 | RELIANCE STANDARD | $1K | $0 | $1K | 4.53% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVS OF CA | 2 PARK PLAZA SUITE 440 IRVINE, CA 92614 | RELIANCE STANDARD | $1K | $0 | $1K | 4.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 1200 N MAYFAIR RD MILWAUKEE, WI 53226 | RELIANCE STANDARD | $0 | $320 | $320 | 0.99% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVS,INC | 4601 WILSHIRE BOULEVARD SUITE 212 LOS ANGELES, CA 90010 | VISION SERVICE PLAN | $1K | $0 | $1K | 4.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS SVS OF CA | 2 PARK PLAZA SUITE 440 IRVINE, CA 92614 | VISION SERVICE PLAN | $611 | $0 | $611 | 2.13% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS SVS OF CA | 2 PARK PLAZA SUITE 440 IRVINE, CA 92614 | CONCERN EAP | $360 | $0 | $360 | 5.00% |
| TBG WEST INSURANCE SERVICES3 | 6077 BRISTOL PKWY CULVER CITY, CA 90230 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $195 | $0 | $195 | 18.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 182 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 186 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 135 | $3.1M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 134 | $169K |
| Vision | VISION SERVICE PLAN | 200 | $29K |
| Life insurance(5 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 207 | $374K |
| Short-term disability | AFLAC | 28 | $40K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 212 | $102K |
| Prescription drug(4 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 135 | $3.1M |
| Other(8 contracts, 5 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 207 | $442K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 212 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.