| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEALTH CARE PLUS INS SERVICES3 Filed as: HEALTH CARE PLUS INSURANCE SERVICES | 16A JOURNEY SUITE 150 ALISO VIEJO, CA 92656 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | $13K | $26K | 24.05% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE SHIELD OF CALIFORNIA EIN 94-0360524 PPO | Other services; Direct payment from the plan Service code 49 | PO BOX 749415 LOS ANGELES, CA 90074 | $4.8M |
| ELITE CORPORATE MEDICAL SERVICES EIN 46-3783345 PPO | Other services; Direct payment from the plan Service code 49 | 4004 S. DEMAREE ST., SUITE B VISALIA, CA 93277 | $2.6M |
| BRENT EASTMAN INSURANCE SVCS, INC. EIN 20-2347916 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 51 KATHERINE AVENUE SALINAS, CA 93901 | $1.4M |
| MORRIS & GARRITANO INSURANCE AGENCY EIN 95-2304670 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 1122 LAUREL LANE SAN LUIS OBISPO, CA 93401 | $885K |
| NIKSSARIAN INSURANCE SERVICES EIN 20-0307796 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 700 CAMINO EL ESTERO MONTEREY, CA 93940 | $820K |
| RELATION INSURANCE SERVICES DBA PAN EIN 26-1441725 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 80 S. LAKE AVENUE, SUITE 600 PASADENA, CA 91101 | $798K |
| MOORE INSURANCE SVCS, INC. EIN 68-0469176 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 2967 DAVISON CT, STE C COLUSA, CA 95932 | $690K |
| MARK R. SALTZMAN INC. EIN 77-0264312 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 3924 WEST CALDWELL AVE B VISALIA, CA 93277 | $676K |
| INTERWEST INSURANCE SERVICES, LLC EIN 68-0266090 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | PO BOX 8110 CHICO, CA 95927 | $570K |
| JAMES G PARKER INSURANCE ASSOC. EIN 94-2494444 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 1753 E. FIR AVENUE FRESNO, CA 93720 | $423K |
| KOZANI HEALTH LLC EIN 47-3698452 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 4904 S POWER RD STE 103 PMB 260 MESA, AZ 85212 | $403K |
| MARSHALL PIERSON INC EIN 20-0327643 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 209 PAJARO ST. SUITE B DBA PIERSON AND ASSOCIATES INS SVCS SALINAS, CA 93901 | $368K |
| WINTON IRELAND STROM & GREEN INS EIN 94-2667917 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 627 E. CANAL DRIVE TURLOCK, CA 95380 | $308K |
| GALLAGHER BENEFIT SERVICES EIN 36-4291971 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 45 RIVER PARK PLACE WEST, SUITE 605 FRESNO, CA 93720 | $302K |
| WLT SOFTWARE EIN 20-1065791 VENDOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | 26133 US HYWY 19, 4TH FL. CLEARWATER, FL 33763 | $271K |
| MILLIMAN USA EIN 91-0675641 CONSULTANT | Actuarial Service code 11 | 4370 LA JOLLA VILLAGE DRIVE, #700 SAN DIEGO, CA 92122 | $264K |
| ANDREINI & COMPANY EIN 94-1482568 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 220 W 20TH AVE SAN MATEO, CA 94403 | $209K |
| HUB INTERNATIONAL INSURANCE SVCS EIN 33-0315047 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 3635 RIVERSIDE PLAZA DR, BLDG M3, S RIVERSIDE, CA 92506 | $207K |
| MARK TIGNER EIN 56-7613260 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 1108 LELAND AVE TULARE, CA 93274 | $199K |
| DOUGLAS D. LIGHTLE EIN 27-5562267 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 190 FORREST AVE FAIRFAX, CA 94930 | $190K |
| MALLOY IMRIE & VASCONI INSURANCE EIN 68-0423938 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | PO BOX 725 ST. HELENA, CA 94574 | $178K |
| TELADOC PHYSICIANS PC EIN 45-3507503 PPO | Other services; Direct payment from the plan Service code 49 | 7402 HOLLISTER AVE GOLETA, CA 93117 | $177K |
| ALLIANT INSURANCE SERVICES EIN 33-0785439 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | $171K |
| PACIFIC COAST BENEFIT INSURANCE EIN 26-4465846 INDEPENDENT CONRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 7600 MONTEREY ROAD, STE 140 GILROY, CA 95020 | $166K |
| THE ROBERT LYNN COMPANY EIN 95-2695182 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 3761 BERNARD STREET BAKERSFIELD, CA 93306 | $154K |
| THE MCSHERRY GROUP LLC EIN 83-2690791 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | PO BOX 698 DBA MCSHERRY BENEFITS INSURANCE WATSONVILLE, CA 95077 | $146K |
| BASELOAD EIN 57-1088161 VENDOR | Other services Service code 49 | 498 LAKESHORE PKWY ROCK HILL, SC 29730 | $109K |
| BOHANNON INSURANCE AGENCY EIN 94-2217926 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 4317 NORTHSTAR WAY A MODESTO, CA 95356 | $105K |
| POWERS LEAVITT INSURANCE EIN 86-0376390 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | PO BOX 125 BUCKEYE, AZ 85326 | $103K |
| COOK & ASSOCIATES EIN 55-2356384 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | PO BOX 2076 SONOMA, CA 95476 | $100K |
| ERNST CONSULTING SOLUTIONS EIN 26-2795236 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 4900 CALIFORNIA AVE, TOWER B-210 DBA PEO SELECT INSURANCE BAKERSFIELD, CA 93309 | $99K |
| WESTERN VALLEY INSURANCE ASSOC. EIN 94-2899459 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 600 E. MAIN STREET 200 TURLOCK, CA 95380 | $98K |
| EVO INSURANCE SERVICES, INC. EIN 83-3909897 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 13431 OAK RANCH LANE CHICO, CA 95975 | $95K |
| FIRST HEALTH NETWORK EIN 20-1736437 PPO | Other services; Direct payment from the plan Service code 49 | 28588 NORTHWESTERN HIGHWAY SOUTHFIELD, MI 48034 | $90K |
| JEFF KANE INSURANCE SOLUTIONS, INC. EIN 27-1655837 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 1006 FREEDOM BLVD. WATSONVILLE, CA 95076 | $89K |
| GEORGE PETERSEN INSURANCE AGENCY EIN 94-2674185 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 175 WEST COLLEGE AVE SANTA ROSA, CA 95401 | $89K |
| GROOM LAW GROUP CHARTERED EIN 52-1219029 CONSULTANT | Legal Service code 29 | 1701 PENNSYLVANIA AVE, NW, STE 1200 WASHINGTON, DC 20006 | $85K |
| ERNSTAM FINANCIAL & INSURANCE SVCS EIN 01-0759312 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 1625 BUTTE HOUSE RD YUBA CITY, CA 95993 | $84K |
| HEALTH SOLUTIONS INSURANCE SVCS EIN 45-3998337 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 55 INDEPENDENCE CIRCLE, SUITE 108 CHICO, CA 95973 | $84K |
| KUHTZ DIEHL INSURANCE & FINANCIAL S EIN 54-2067921 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 2150 N. WINERY FRESNO, CA 93703 | $80K |
| PACIFIC DIVERSIFIED INSURANCE SVCS EIN 94-2294669 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 15005 CONCORD CIRCLE, STE 110 MORGAN HILL, CA 95037 | $79K |
| DEERWALK INC. EIN 26-4710932 VENDOR | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 430 BEDFORD STREET, STE 175 LEXINGTON, MA 02420 | $72K |
| ALLISON COMMERCIAL INS. AGENCY, INC EIN 20-8512668 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 2775 N. VENTURA RD 209 DBA COAST GENERAL INS BROKERS OXNARD, CA 93036 | $69K |
| PACIFIC AG INS AGENCY, INC. EIN 77-0525746 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 1715 N. 11TH AVENUE HANFORD, CA 93230 | $65K |
| LEAVITT CENTRAL COAST INSURANCE EIN 26-3895931 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 950 EAST BLANCO RD, STE 103 SALINAS, CA 93901 | $64K |
| FAIR HEALTH INC. EIN 90-0524293 PPO | Other services; Direct payment from the plan Service code 49 | 530 FIFTH AVENUE, 18TH FL NEW YORK, NY 10036 | $64K |
| KEITH W. MORRISON EIN 55-4900496 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 543 E. MALLARD CIRCLE FRESNO, CA 93730 | $63K |
| SMART DATA SOLUTIONS INC. EIN 41-2006324 VENDOR | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 960 BLUE GENTIAN ROAD EAGAN, MN 55121 | $63K |
| FLYNN FINANCIAL & INSURANCE SVCS EIN 27-0774190 INDEPENDENT CONTRACTOR | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 2121 41ST AVE CAPITOLA, CA 95010 | $60K |
| RELATION INSURANCE SERVICES OF CA EIN 26-4823657 INDEPENDENT CONTRACTOR | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 1277 TREAT BLVD, SUITE 400 WALNUT CREEK, CA 94597 | $60K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 24,687 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 217 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 24,904 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 3,313 | $440K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 7,662 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,662 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.