| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | AETNA HEALTH, INC. | $79K | — | $79K | 6.96% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | AETNA LIFE INSURANCE CO | $24K | — | $24K | 7.25% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $68 | $7K | 9.35% |
| PCF INSURANCE SERVICES OF THE WEST3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $659 | — | $659 | 5.04% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 21700 OXNARD STREET #1200 WOODLAND HILLS, CA 913674976 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | SAFEGUARD HEALTH PLANS, INC A CA CORP | $991 | — | $991 | 9.05% |
| PCF INSURANCE SERVICES OF THE WEST3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 23.02% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | SAFEGUARD HEALTH PLNAS, INC. A TEXAS CORP | $42 | — | $42 | 9.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 272 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 272 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 34 | $325K |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 159 | $81K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 195 | $13K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 272 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 272 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.