| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARTIN FISHMAN3 | 600 WILSHIRE BLVD SUITE 700 LOS ANGELES, CA 90048 | HEALTH NET | $124K | — | $124K | 2.47% |
| MARTIN FISHMAN3 Filed as: MARTIN FISHMAN & ASSOCIATES | 6300 WILSHIRE BLVD., SUITE 700 LOS ANGELES, CA 90048 | KAISER FOUNDATION HEALTH PLAN, INC. | $82K | — | $82K | 3.49% |
| MARTIN FISHMAN3 | 6300 WILSHIRE BLVD SUITE 700 LOS ANGELES, CA 90048 | KAISER | $76K | — | $76K | 3.34% |
| MARTIN FISHMAN3 | 6300 WILSHIRE BLVD SUITE 700 LOS ANGELES, CA 90048 | KAISER FOUNDATION HEALTH PLAN, INC. | $43K | — | $43K | 3.51% |
| MARTIN FISHMAN3 | 6300 WILSHIRE BLVD., SUITE 700 LOS ANGELES, CA 90048 | KAISER FOUNDATION HEALTH PLAN, INC. | $30K | — | $30K | 3.44% |
| MARTIN FISHMAN3 | 6300 WILSHIRE BLVD. SUITE 700 LOS ANGELES, CA 90048 | PREMIER ACCESS INSURANCE COMPANY | $19K | — | $19K | 2.85% |
| MARTIN FISHMAN3 Filed as: MARTIN A. FISHMAN | 6300 WILSHIRE BLVD. SUITE 700 LOS ANGELES, CA 90048 | VISION SERVICE PLAN | $4K | — | $4K | 2.19% |
| MARTIN FISHMAN3 | 6300 WILSHIRE BLVD. SUITE 700 LOS ANGELES, CA 90048 | METROPOLITAN LIFE INUSRANCE COMPANY | $7K | — | $7K | 5.42% |
| MARTIN FISHMAN3 | 6300 WILSHIRE BLVD. SUITE 700 LOS ANGELES, CA 90048 | REACH EMPLOYEE ASSISTANCE, INC. | $35K | — | $35K | 100.00% |
| MARTIN FISHMAN3 | 6300 WILSHIRE BLVD., SUITE 700 LOS ANGELES, CA 90048 | GOLDEN WEST | $1K | — | $1K | 10.31% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E 1ST ST SUITE 400 SANTA ANA, CA 92705 | AMERICAN FIDELITY ASSURANCE COMPANY | — | — | $0 | — |
| AHA FINANCIAL SOLUTIONS, INC.3 Filed as: AHA SOLUTIONS, INC. | 155 N WACKER DR. SUITE 400 CHICAGO, IL 60606 | AMERICAN FIDELITY ASSURANCE COMPANY | — | — | $0 | — |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $16K | — | $16K | — |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $34K | — | $34K | — |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | 1820 EAST 1SR STREET SUITE 400 SANTA ANA, CA 92705 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $2K | — | $2K | — |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $18K | — | $18K | — |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $2K | — | $2K | — |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $483 | — | $483 | — |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $2K | — | $2K | — |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | 1820 EAST FIRST STREET SUITE 400 SANTA ANA, CA 92705 | TRUSTMARK INSURANCE COMPANY | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,845 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,845 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH NET | 515 | $5.0M |
| Dental(2 contracts, 2 carriers) | PREMIER ACCESS INSURANCE COMPANY | 2,201 | $672K |
| Vision | VISION SERVICE PLAN | 1,369 | $161K |
| Life insurance(9 contracts, 3 carriers) | METROPOLITAN LIFE INUSRANCE COMPANY | 1,558 | $138K |
| Short-term disability(2 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 0 | $0 |
| Long-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 0 | $0 |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INUSRANCE COMPANY | 1,706 | $173K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,201 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.