| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER,SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $15K | — | $15K | 5.85% |
| MERCER HEALTH AND BENEFITS, LLC3 | 500 DALLAS STREET SUITE 1500 HOUSTON, TX 77002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | — | $11K | 4.15% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE, INC. | 222 BLOOMINGDALE ROAD SUITE 402 WHITE PLAINS, NY 10605 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $29K | $4K | $34K | 19.30% |
| MERCER HEALTH AND BENEFITS, LLC3 | ONE INVESTORS WAY NORWOOD, MA 02062 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $13K | $47 | $13K | 7.30% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER,SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 5.81% |
| MERCER HEALTH AND BENEFITS, LLC3 | 500 DALLAS STREET SUITE 1500 HOUSTON, TX 77002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 4.19% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER,SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 5.81% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 500 DALLAS STREET SUITE 1500 HOUSTON, TX 77002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 4.19% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER,SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | — | $8K | 5.81% |
| MERCER HEALTH AND BENEFITS, LLC3 | 500 DALLAS STREET SUITE 1500 HOUSTON, TX 77002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 4.19% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 8.74% |
| MERCER HEALTH AND BENEFITS, LLC3 | 500 DALLAS STREET SUITE 1500 HOUSTON, TX 77002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 6.26% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 8.85% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 500 DALLAS STREET SUITE 1500 HOUSTON, TX 77002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 6.15% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES HOUSTON | 544 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 5.79% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 4.21% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 5.93% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 500 DALLAS STREET SUITE 1500 HOUSTON, TX 77022 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $961 | — | $961 | 4.07% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES HOUSTON | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 5.97% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $924 | — | $924 | 4.03% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 5.78% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 500 DALLAS STREET SUITE 1500 HOUSTON, TX 77002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $939 | — | $939 | 4.22% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES HOUSTON | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 5.97% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $713 | — | $713 | 4.03% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES HOUSTON | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TN 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $684 | — | $684 | 8.59% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $510 | — | $510 | 6.41% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES HOUSTON | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $348 | — | $348 | 5.97% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $235 | — | $235 | 4.03% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SEWRVICES HOUSTON | 5444 WESTHIEMER ROAD SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $392 | — | $392 | 8.42% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $307 | — | $307 | 6.60% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURAND SERVICES HOUSTON | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $175 | — | $175 | 5.93% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $120 | — | $120 | 4.07% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES HOUSTON | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $88 | — | $88 | 6.43% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $49 | — | $49 | 3.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 838 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 855 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 770 | $175K |
| Life insurance(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 701 | $446K |
| Short-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 696 | $180K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 701 | $197K |
| Other(10 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 701 | $305K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 770 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.