| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CARLA SUE MAGARITY3 | 22071 MARTINEZ STREET WOODLAND HILLS, CA 91364 | UNITED HEALTHCARE INSURANCE COMPANY | $97K | $0 | $97K | 2.20% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INS. SVCS. LLC | 5550 TOPANGA CANYON BLVD. SUITE 310 WOODLAND HILLS, CA 91367 | UNITED HEALTHCARE INSURANCE COMPANY | $97K | $0 | $97K | 2.20% |
| CARLA MAGARITY3 | 2701 SPRING GATE PLACE MIDLOTHIAN, VA 231124324 | KAISER FOUNDATION HEALTH PLAN INC. | $10K | $0 | $10K | 2.15% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INSURANCE SVCS., LLC | 5550 TOPANGA CANYON BLVD. SUITE 310 WOODLAND HILLS, CA 913677444 | KAISER FOUNDATION HEALTH PLAN INC. | $10K | $0 | $10K | 2.15% |
| CARLA MAGARITY3 Filed as: CARLA S MAGARITY | 2701 SPRING GATE PLACE MIDLOTHIAN, VA 23112 | UNITED HEALTHCARE INSURANCE COMPANY | $12K | $0 | $12K | 6.21% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INS. SVCS. LLC | DBA MONTAGE INSURANCE 5550 TOPANGA CANYON BLVD. STE. 310 WOODLAND HILLS, CA 91367 | UNITED HEALTHCARE INSURANCE COMPANY | $12K | $0 | $12K | 6.21% |
| CARLA SUE MAGARITY3 | 2701 SPRING GATE PLACE MIDLOTHIAN, VA 23112 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 3.74% |
| DANONE SIMPSON INSURANCE SERVICES3 Filed as: DANONE SIMPSON INSURANCE SVCS., LLC | 5550 TOPANGA CANYON BLVD. SUITE 300 WOODLAND HILLS, CA 91367 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 2.31% |
| CARLA SUE MAGARITY3 | 2701 SPRING GATE PLACE MIDLOTHIAN, VA 23112 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $317 | $0 | $317 | 1.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 336 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 338 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 792 | $4.9M |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 792 | $4.4M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 792 | $4.4M |
| Life insurance(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 595 | $223K |
| Long-term disability | UNITED HEALTHCARE INSURANCE COMPANY | 595 | $200K |
| Other(3 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 595 | $270K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 792 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.