| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 777 S. FIGUEROA STREET SUITE 5200 LOS ANGELES, CA 90017 | AETNA HEALTH, INC. | $31K | $8K | $39K | 2.55% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | AETNA HEALTH, INC. | $25K | — | $25K | 1.63% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 777 S. FIGUEROA STREET SUITE 5200 LOS ANGELES, CA 90017 | AETNA LIFE INSURANCE CO. | $33K | — | $33K | 2.32% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | AETNA LIFE INSURANCE CO. | $29K | — | $29K | 2.06% |
| LOCKTON COMPANIES, LLC3 | 777 S. FIGUEROA STREET SUITE 5200 LOS ANGELES, CA 900175850 | KAISER FOUNDATION HEALTH PLAN INC. | $18K | — | $18K | 2.31% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | P.O. BOX 6030 PASADENA, CA 911026030 | KAISER FOUNDATION HEALTH PLAN INC. | $16K | — | $16K | 2.05% |
| LOCKTON COMPANIES, LLC3 | C/O COMMERCE BANK P.O. BOX 843844 KANSAS CITY, MO 64184 | KAISER FOUNDATION HEALTH PLAN INC. | — | $1K | $1K | 0.15% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | P.O. BOX 6030 PASADENA, CA 911026030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $29K | — | $29K | 6.07% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC - SOUTH | DEP LA 23940 PASADENA, CA 911853940 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $19K | $3K | $22K | 4.69% |
| LOCKTON COMPANIES, LLC3 | 777 S.. FIGUEROA STREET SUITE 5200 LOS ANGELES, CA 900175850 | KAISER FOUNDATION HEALTH PLAN INC. | $8K | — | $8K | 2.29% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | P.O. BOX 6030 PASADENA, CA 911026030 | KAISER FOUNDATION HEALTH PLAN INC. | $7K | — | $7K | 1.98% |
| LOCKTON COMPANIES, LLC3 | C/O COMMERCE BANK P.O. BOX 843844 KANSAS CITY, MO 64184 | KAISER FOUNDATION HEALTH PLAN INC. | — | $468 | $468 | 0.13% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCTON COMPANIES, LLC - SOUTH | DEP LA 23940 PASADENA, CA 911853940 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $588 | $4K | 6.78% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | P.O. BOX 6030 PASADENA, CA 911026030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 4.23% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC - SOUTH | DEP LA 23940 PASADENA, CA 911853940 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $561 | $4K | 7.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | P.O. BOX 6030 PASADENA, CA 911026030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 3.94% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | VISION SERVICE PLAN | $2K | — | $2K | 5.01% |
| LOCKTON COMPANIES, LLC3 | DEPT. LA 23940 PASADENA, CA 911853940 | VISION SERVICE PLAN | $2K | — | $2K | 4.98% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON & COMPANY | P.O. BOX 6030 PASADENA, CA 911026030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 11.13% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC - SOUTH | DEP LA 23940 PASADENA, CA 911853940 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 8.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 341 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 346 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | AETNA HEALTH, INC. | 503 | $4.0M |
| Dental | AETNA LIFE INSURANCE CO. | 503 | $1.4M |
| Vision | VISION SERVICE PLAN | 226 | $31K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 240 | $524K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 80 | $58K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 240 | $529K |
| Prescription drug(4 contracts, 3 carriers) | AETNA HEALTH, INC. | 503 | $4.0M |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 240 | $547K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 503 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.