| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | 21250 HAWTHORNE BOULEVARD TORRANCE, CA 90503 | AETNA LIFE INSURANCE COMPANY | $131K | $21 | $131K | 2.86% |
| USI INSURANCE SERVICES LLC3 | DEPARTMENT 133667 SAN FRANCISCO, CA 94139 | AETNA LIFE INSURANCE COMPANY | $62K | $21 | $62K | 1.37% |
| ABD INS. AND FINANCIAL SVCS., INC.3 Filed as: ABD INSURANCE AND FINANCIAL SERVICE | UNKNOWN LONG BEACH, CA 90815 | AETNA LIFE INSURANCE COMPANY | $0 | $96 | $96 | 0.00% |
| USI INSURANCE SERVICES LLC3 | 21250 HAWTHORNE BOULEVARD TORRANCE, CA 90503 | AETNA HEALTH OF CALIFORNIA, INC. | $33K | $0 | $33K | 3.20% |
| USI INSURANCE SERVICES LLC3 | DEPARTMENT 133667 SAN FRANCISCO, CA 94139 | AETNA HEALTH OF CALIFORNIA, INC. | $3K | $0 | $3K | 0.30% |
| USI INSURANCE SERVICES LLC3 | PO BOX 39000 SAN FRANCISCO, CA 94139 | VISION SERVICE PLAN | $5K | $0 | $5K | 9.27% |
| USI INSURANCE SERVICES LLC3 | PO BOX 66119 VIRGINIA BEACH, VA 23466 | VISION SERVICE PLAN | $10 | $0 | $10 | 0.02% |
| USI INSURANCE SERVICES LLC3 | 21250 HAWTHORNE BOULEVARD TORRANCE, CA 90503 | CIGNA HEALTH AND INSURANCE COMPANY | $1K | $0 | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 547 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 559 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 896 | $5.6M |
| Dental | AETNA LIFE INSURANCE COMPANY | 896 | $4.6M |
| Vision | VISION SERVICE PLAN | 293 | $54K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 896 | $4.6M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 896 | $4.6M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 896 | $4.6M |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 896 | $5.6M |
| Other | AETNA LIFE INSURANCE COMPANY | 896 | $4.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 896 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.