No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA EIN 06-6033492 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $0 |
| CIGNA HEALTH EIN 59-1031071 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $0 |
| INDEPENDENCE EIN 23-2184623 CLAIMS PROCESSOR | Claims processing Service code 12 | — | $0 |
| UNITED HEALTHCARE INC EIN 41-1289245 STOP LOSS ADMINISTRATOR | Claims processing; Other services Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,428 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 8,428 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(15 contracts, 11 carriers) | KAISER FOUNDATION HEALTH PLAN REGION CALIFORNIA | 355 | $6.1M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 5,941 | $216K |
| Vision | VISION SERVICE PLAN | 5,013 | $660K |
| Life insurance(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 12,419 | $2.6M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 3,299 | $994K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,664 | $779K |
| Prescription drug(16 contracts, 12 carriers) | KAISER FOUNDATION HEALTH PLAN REGION CALIFORNIA | 355 | $6.3M |
| Stop-loss / reinsurancereinsurance | UNITED HEALTHCARE INSURANCE COMPANY HARTFORD CT | 3,732 | $890K |
| Other(6 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 8,567 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,419 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.