| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP PROPERTY & CASUALTY S | 8201 N HAYDEN RD SCOTTSDALE, AZ 85258 | BLUE CROSS BLUE SHIELD OF ARIZONA | $29K | — | $29K | 3.80% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP PROPERTY AND CASUALTY SERVICES | 8201 N HAYDEN RD SCOTTSDALE, AZ 852582453 | KAISER FOUNDATION HEALTH PLAN INC. | $34K | — | $34K | 5.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP PROPERTY & CASUALTY SERV | 8201 N HAYDEN RD SCOTTSDALE, AZ 852582453 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 4.84% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2 STE 125 AUSTIN, TX 787466446 | METROPOLITAN LIFE INSURANCE COMPANY | $993 | — | $993 | 0.87% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC | 80 S 8 ST STE 700 MINNEAPOLIS, MN 554022105 | METROPOLITAN LIFE INSURANCE COMPANY | — | $16 | $16 | 0.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP PROPERTY & CASUALTY SVCS INC | 5222 CYPRESS CREEK PKWY STE 175 HOUSTON, TX 770694429 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 9.46% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP PROPERTY & CASUALTY SVCS INC | 5222 CYPRES CREEK PKWY STE 175 HOUSTON, TX 770694429 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 14.56% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP PROPERTY & CASUALTY SVCS INC | 5222 CYPRESS CREEK PKWY STE 175 HOUSTON, TX 770694429 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CPA INSURANCE SERVICES INC. | — | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 9.11% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP PROPERTY & CASUALTY SVCS INC | 5222 CYPRESS CREEK PKWY STE 175 HOUSTON, TX 770694429 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 475 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 477 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 96 | $761K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 334 | $115K |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ARIZONA | 242 | $778K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 404 | $56K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 214 | $34K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 28 | $14K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 96 | $761K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 404 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 404 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.