| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE WENZLER AGENCY INC3 | PO BOX 803 DECATUR, AL 35602 | DELTA DENTAL OF ILLINOIS | $3K | — | $3K | 7.50% |
| THE WENZLER AGENCY INC3 | PO BOX 803 DECATUR, AL 35602 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $319 | — | $319 | 3.91% |
| JEFFREY TATE WELCH | PO BOX 554 LUVERNE, AL 36049 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $184 | — | $184 | 2.25% |
| CHARDWICK PEARSE OHLMS | 4857 LONGMEADOW LANE BESSEMER, AL 35022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | $125 | $143 | 1.75% |
| SUZANNE M CALHOUN Filed as: SUZANNE CALHOUN | 304 POINTE LOMA BLVD LAKE SAINT LOUIS, MO 63367 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $54 | — | $54 | 0.66% |
| BARDEN AND ASSOCIATES LLC | 228 PALMER DR DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $6 | $45 | 0.55% |
| CAROLE H WARREN Filed as: CAROLE WARREN | 2716 HANOVER CIRCLE BIRMINGHAM, AL 35205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | $5 | $43 | 0.53% |
| COMPLETE BUSINESS BENEFITS INC | 905 W TUSKEENA ST WETUMPKA, AL 36092 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | — | $32 | 0.39% |
| PJ SKELTON LLC | 1580 CLUB CREEK DR AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | $8 | $30 | 0.37% |
| HEATHER HORN | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.09% |
| MICHAEL BRIAN WARD | 512 MARKET ST NE DECATUR, AL 35601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.09% |
| HUNTER MCGEE MINTZ | 288 MAX HAYNES ROAD ALTOONA, AL 35952 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $5 | $7 | 0.09% |
| ANDRES LOPEZ | 11713 SIERRA MORENA CIRCLE EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.05% |
| CAROLE ELIZABETH TURNER | 14 OAK POINT DR FAYETTEVILLE, TN 37334 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| CHADWICK PEARSE OHLMS | 4587 LONGMEADOW LANE BESSEMER, AL 35022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | $310 | $355 | 6.33% |
| THE WENZLER AGENCY INC3 | PO BOX 803 DECATUR, AL 35602 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $317 | — | $317 | 5.65% |
| CAROLE H WARREN Filed as: CAROLE WARREN | 2716 HANOVER CIRCLE BIRMINGHAM, AL 35205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $101 | $12 | $113 | 2.01% |
| JEFFREY TATE WELCH | PO BOX 554 LUVERNE, AL 36049 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $103 | — | $103 | 1.84% |
| DAVID TYLER BURRUS | 254 STRATHAVEN LANE PELHAM, AL 35124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $33 | $57 | 1.02% |
| BARDEN AND ASSOCIATES LLC | 228 PALMER DR DADEVILLE, AL 36853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $15 | $54 | 0.96% |
| PJ SKELTON LLC | 1580 CLUB CREEK DR AUBURN, AL 36830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $21 | $48 | 0.86% |
| SUZANNE M CALHOUN Filed as: SUZANNE CALHOUN | 304 POINTE LOMA BLVD LAKE SAINT LOUIS, MO 63367 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.43% |
| COMPLETE BUSINESS BENEFITS INC | 905 W TUSKEENA ST WETUMPKA, AL 36092 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | — | $18 | 0.32% |
| ANDRES LOPEZ | 11713 SIERRA MORENA CIRCLE EL PASO, TX 79936 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.27% |
| HUNTER MCGEE MINTZ | 288 MAX HAYNES ROAD ALTOONA, AL 35952 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $7 | $10 | 0.18% |
| MICHAEL BRIAN WARD | 512 MARKET ST NE DECATUR, AL 35601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.14% |
| HEATHER HORN | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.09% |
| CAROLE ELIZABETH TURNER | 14 OAK POINT DR FAYETTEVILLE, TN 37334 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| RENEE WENZLER3 | PO BOX 803 DECATUR, AL 35602 | VISION CARE | $513 | — | $513 | 9.79% |
| THE WENZLER AGENCY INC3 | PO BOX 803 DECATUR, AL 35602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $323 | — | $323 | 15.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 100 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 100 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 100 | $690K |
| Dental | DELTA DENTAL OF ILLINOIS | 102 | $37K |
| Vision | VISION CARE | 99 | $5K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 105 | $15K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 54 | $5K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 52 | $6K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 100 | $690K |
| Other(3 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 105 | $704K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 105 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.