See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CORCORAN ADMINISTRATORS EIN 27-5364514 NONE | Plan Administrator; Other services Service code 14 | — | $498K |
| RAEL AND LETSON EIN 94-1701048 NONE | Consulting (general); Actuarial Service code 11 | — | $237K |
| EPLAN EIN 20-3720767 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $176K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $74K |
| BLUE CROSS - ACTIVES EIN 94-2822302 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $46K |
| CIGNA - DENTAL PPO EIN 59-1031071 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $41K |
| US BANK NONE | Direct payment from the plan; Custodial (securities) Service code 19 | 80 S 8TH STREET, SUITE 224 MINNEAPOLIS, MN 55402 | $31K |
| GILBERT & SACKMAN, A LAW CORP. EIN 95-2906951 NONE | Legal; Direct payment from the plan Service code 29 | — | $24K |
| MICHAEL SUROWITZ COMPLIANCE VERIFIC EIN 26-2336426 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $21K |
| VISION SERVICE PREMIUM EIN 94-1632821 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $18K |
| RX ADMIN EIN 04-3608530 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $16K |
| MEDEXPERT EIN 94-3360248 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,073 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 446 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,519 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN | 1,853 | $10.3M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 603 | $278K |
| Vision(2 contracts, 2 carriers) | GERBER LIFE INSURANCE CO | 782 | $230K |
| Other | TOKIO MARINE HCC STOP LOSS GROUP | 169 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,853 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.