| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DBP INSURANCE SOLUTIONS | 14805 N 73RD ST SCOTTSDALE, AZ 85260 | BLUE SHIELD OF CALIFORNIA | $647K | — | $647K | 6.00% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY-BOLWAR & ASSOCIATES INC | 14805 N 73RD ST SCOTTSDALE, AZ 85260 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $70K | $20K | $90K | 19.38% |
| DULEY BOLWAR & ASSOCIATES INC5 Filed as: DULEY-BOLWAR & ASSOCIATES INC | 14805 N 73RD ST SCOTTSDALE, AZ 85260 | UNITED CONCORDIA INSURANCE COMPANY | $44K | — | $44K | 10.46% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY-BOLWAR & ASSOCIATES | 14805 N 73RD ST SCOTTSDALE, AZ 85260 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $44K | $16K | $60K | 20.35% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY-BOLWAR & ASSOCIATES | 14805 NORTH 73RD ST SCOTTSDALE, AZ 85260 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $35K | $12K | $47K | 20.39% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY-BOLWAR & ASSOCIATES INC | 14805 N 73RD ST SCOTTSDALE, AZ 85260 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $18K | $9K | $28K | 15.07% |
| DULEY BOLWAR & ASSOCIATES INC3 Filed as: DULEY-BOLWAR & ASSOCIATES INC | 14805 N 73RD ST SCOTTSDALE, AZ 85260 | UNITED CONCORDIA INSURANCE COMPANY | $17K | — | $17K | 10.46% |
| DULEY BOLWAR & ASSOCIATES INC5 Filed as: DULEY-BOLWAR & ASSOCIATES INC | 14805 N 73RD ST SCOTTSDALE, AZ 85260 | UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA | $12K | — | $12K | 10.52% |
| DULEY BOLWAR & ASSOCIATES INC Filed as: DULEY-BOLWAR & ASSOCIATES | 14805 NORTH 73RD ST SCOTTSDALE, AZ 85260 | UNITED CONCORDIA INSURANCE COMPANY | $6K | — | $6K | 10.46% |
| DULEY BOLWAR & ASSOCIATES INC5 Filed as: DULEY-BOLWAR & ASSOCIATES INC | 14805 N 73RD ST SCOTTSDALE, AZ 85260 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $5K | 21.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,933 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,933 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE SHIELD OF CALIFORNIA | 1,902 | $10.8M |
| Dental(4 contracts, 2 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 817 | $744K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 961 | $183K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,933 | $488K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 553 | $232K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 375 | $295K |
| Prescription drug | BLUE SHIELD OF CALIFORNIA | 1,902 | $10.8M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,933 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,933 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.