| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3605 GLENWOOD AVE SUITE 201 RALEIGH, NC 27612 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $29K | $6K | $35K | 12.07% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3605 GLENWOOD AVE SUITE 201 RALEIGH, NC 27612 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $19K | $5K | $24K | 12.50% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 47 AIRPARK COURT PO BOX 27149 GREENVILLE, SC 296162149 | AMERITAS LIFE INSURANCE CORP. | — | $3K | $3K | 3.73% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE - EB COMMISSION | PO BOX 896620 CHARLOTTE, NC 28289 | METLIFE LEGAL PLANS | $3K | — | $3K | 7.51% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGRIFF A MARSH & MCLENNAN AGENCY | PO BOX 896620 CHARLOTTE, NC 28289 | METLIFE LEGAL PLANS | $626 | — | $626 | 1.61% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE - EB COMMISSION | PO BOX 896620 CHARLOTTE, NC 28289 | METLIFE LEGAL PLANS | — | $300 | $300 | 0.77% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: PRECEPT, A DIVISION OF MCGRIFF INS | 3605 GLENWOOD AVENUE SUITE 201 RALEIGH, NC 27612 | METLIFE LEGAL PLANS | — | $100 | $100 | 0.26% |
| BB&T INSURANCE SERVICES, INC.3 | 3605 GLENWOOD AVENUE RALIEGH, NC 27612 | METLIFE LEGAL PLANS | — | $94 | $94 | 0.24% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC | PO BOX 896620 CHARLOTTE, NC 28289 | METLIFE LEGAL PLANS | — | $22 | $22 | 0.06% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3605 GLENWOOD AVE SUITE 201 RALEIGH, NC 27612 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $623 | $4K | 11.73% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3605 GLENWOOD AVENUE, SUITE 201 RALEIGH, NC 27612 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $328 | $2K | 17.65% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, LLC | 130 THEORY, SUITE 200 IRVINE, CA 92617 | ZURICH AMERICAN INSURANCE COMPANY | $785 | — | $785 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 785 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 95 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 880 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC. | 521 | $4.7M |
| Dental | AMERITAS LIFE INSURANCE CORP. | 503 | $92K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 667 | $196K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,331 | $289K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 31 | $36K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 238 | $189K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 521 | $4.7M |
| Other(4 contracts, 4 carriers) | METLIFE LEGAL PLANS | 2,407 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,407 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.