| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JA BENEFITS LLC3 | 1630 H ST BEFORD, IN 47421 | SYMETRA LIFE INSURANCE COMPANY | $229K | $123K | $352K | 10.10% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 14.22% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL | 450 EAST 96TH STREET SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $647 | — | $647 | 1.37% |
| JA BENEFITS LLC3 | 1630 H STREET BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $64 | — | $64 | 0.14% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 9.36% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL | 450 EAST 96TH STREET SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $625 | — | $625 | 1.46% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $66 | — | $66 | 0.15% |
| JA BENEFITS LLC3 | 1630 H STREET BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $7K | $9K | 52.15% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $433 | — | $433 | 2.51% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $117 | — | $117 | 0.68% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $246 | $499 | $745 | 13.45% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $105 | — | $105 | 1.90% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $319 | $499 | $818 | 15.96% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $80 | — | $80 | 1.56% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $15 | — | $15 | 0.29% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $372 | $499 | $871 | 17.36% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $86 | — | $86 | 1.71% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $19 | — | $19 | 0.38% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $161 | — | $161 | 3.50% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL | 450 EAST 96TH STREET SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $69 | — | $69 | 1.50% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $684 | $7K | $8K | 182.82% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $102 | — | $102 | 2.45% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $49 | — | $49 | 1.18% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $662 | $7K | $8K | 184.74% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $69 | — | $69 | 1.68% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $55 | — | $55 | 1.34% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $270 | $7K | $7K | 187.08% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $114 | — | $114 | 2.96% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 0.03% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $157 | $499 | $656 | 18.57% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $63 | — | $63 | 1.78% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 0.03% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $104 | — | $104 | 3.76% |
| JA BENEFITS LLC3 | 1630 H STREET BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5 | — | $5 | 0.18% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.07% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL | 450 EAST 96TH STREET SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 0.04% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $231 | $7K | $7K | 266.59% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $77 | — | $77 | 2.87% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6 | — | $6 | 0.22% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST STREET SUITE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $244 | — | $244 | 14.37% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL | 450 EAST 96TH STREET SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $24 | — | $24 | 1.41% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $226 | $499 | $725 | 42.85% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH STREET SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $61 | — | $61 | 3.61% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8 | — | $8 | 0.47% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $80 | $7K | $7K | 615.73% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $34 | — | $34 | 2.99% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $37 | $499 | $536 | 50.19% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $16 | — | $16 | 1.50% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $67 | $499 | $566 | 106.99% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $28 | — | $28 | 5.29% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $71 | $499 | $570 | 113.32% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7 | — | $7 | 1.39% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4 | — | $4 | 0.80% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $39 | $7K | $7K | 1418.74% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8 | — | $8 | 1.63% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.41% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $21 | $7K | $7K | 2859.26% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.82% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 0.41% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $16 | $7K | $7K | 3018.70% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7 | — | $7 | 3.04% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6 | $499 | $505 | 311.73% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 1.23% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8 | $7K | $7K | 6421.30% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 1.85% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3 | $499 | $502 | 522.92% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 1.04% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3 | $499 | $502 | 528.42% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 1.05% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3 | $499 | $502 | 528.42% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 1.05% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6 | $7K | $7K | 8353.01% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 2.41% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6 | $7K | $7K | 8666.25% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 2.50% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2 | $499 | $501 | 910.91% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2 | $499 | $501 | 963.46% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 1.92% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3 | $7K | $7K | 14437.50% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 2.08% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | $499 | $500 | 1315.79% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 2.63% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | $499 | $500 | 2272.73% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 92705 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $37 | $7K | $7K | 43525.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 450 EAST 96TH ST SUITE 275 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12 | — | $12 | 75.00% |
| JA BENEFITS LLC3 | PO BOX 159 BEDFORD, IN 47421 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 6.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,211 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 25 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,261 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(2 contracts) | VISION SERVICE PLAN | 6,040 | $676K |
| Life insurance(6 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 7,297 | $3.6M |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 7,297 | $3.5M |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 7,297 | $3.5M |
| Other(37 contracts, 3 carriers) | SYMETRA LIFE INSURANCE COMPANY | 7,590 | $3.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,590 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.