| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LARRY R. BENNET3 | 605 W. H STREET SUITE 120 BRAWLEY, CA 92227 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | — |
| SYNERGY ENROLLMENT AND BENEFITS LLC3 Filed as: SYNERGY ENROLLMENT AND BENEFITS, LL | 9370 SKY PARK CT. SUITE 250 SAN DIEGO, CA 92123 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | — |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY SUITE 345 HOUSTON, TX 77036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | — |
| LARRY R. BENNET3 | 605 W. H STREET SUITE 120 BRAWLEY, CA 92227 | VISION SERVICE PLAN | $3K | — | $3K | — |
| ENROLLEASE3 Filed as: ENROLLEASE, INC DBA | 1980 FESTIVAL PLAZA DR SUITE 810 LAS VEGAS, NV 89135 | VISION SERVICE PLAN | $163 | — | $163 | — |
| LARRY R. BENNET3 | 605 W. H STREET SUITE 120 BRAWLEY, CA 92227 | PRINCIPAL LIFE INSURANCE CO | $0 | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 257 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 257 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE CO | 164 | $0 |
| Vision | VISION SERVICE PLAN | 257 | $0 |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 119 | $0 |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 119 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 257 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.