| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAMMAN MILLER BEAUCHAMP DEEBLE3 | 3633 E. BROADWAY LONG BEACH, CA 90803 | KAISER FOUNDATION HEALTH PLAN INC. | $52K | — | $52K | 5.45% |
| AMWINS3 Filed as: LISI, INC. | 1600 W. HILLSDALE BLVD. SAN MATEO, CA 94402 | KAISER FOUNDATION HEALTH PLAN INC. | $21K | — | $21K | 2.19% |
| HAMMAN MILLER BEAUCHAMP DEEBLE3 | 3633 E. BROADWAY LONG BEACH, CA 90803 | CALIFORNIA PHYSICIANS SERVICE | — | $44K | $44K | 5.26% |
| AMWINS3 Filed as: LISI, INC. | 1600 W. HILLSDALE BLVD. SAN MATEO, CA 94402 | CALIFORNIA PHYSICIANS SERVICE | $18K | — | $18K | 2.11% |
| VARIOUS - SEE ATTACHED3 Filed as: AFLAC | 1932 WYNNTON ROAD COLUMBUS, GA 31999 | AFLAC | $27K | $1K | $28K | 18.42% |
| HAMMAN MILLER BEAUCHAMP DEEBLE3 | 3633 E. BROADWAY LONG BEACH, CA 90803 | HUMANA, INC. | $5K | — | $5K | 4.10% |
| HAMMAN MILLER BEAUCHAMP DEEBLE3 | 3633 E. BROADWAY LONG BEACH, CA 90803 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| JOHN KUNZ3 | 5805 SEPULVEDA BLVD. SHERMAN OAKS, CA 91411 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| HAMMAN MILLER BEAUCHAMP DEEBLE3 | 3633 E. BROADWAY LONG BEACH, CA 90803 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $798 | — | $798 | 11.00% |
| JOHN KUNZ3 | 5805 SEPULVEDA BLVD. SHERMAN OAKS, CA 91411 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $363 | — | $363 | 5.00% |
| HAMMAN MILLER BEAUCHAMP DEEBLE3 | 3633 E. BROADWAY, SUITE 200 LONG BEACH, CA 90803 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 18.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 128 | $1.8M |
| Dental | HUMANA, INC. | 129 | $119K |
| Vision | HUMANA, INC. | 129 | $119K |
| Life insurance(3 contracts, 2 carriers) | AFLAC | 188 | $181K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 149 | $157K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 128 | $1.8M |
| Other(3 contracts, 3 carriers) | AFLAC | 188 | $165K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.