| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHANIE J SCHLAF3 Filed as: STEPHANIE JEAN SCHLAF | 1081 SOUTH REXFORD LANE ANAHEIM HILLS, CA 92808 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29K | $0 | $29K | 47.63% |
| JULIE L WOLD3 Filed as: JULIE LYN WOLD | 7720 EAST MOONRIDGE LANE ANAHEIM HILLS, CA 92808 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 6.97% |
| KEN MAJOR3 Filed as: KEN L. MAJOR | 9622 OLYMPIC DRIVE HUNTINGTON BEACH, CA 92646 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 6.46% |
| PATRICK J SCHLAF3 Filed as: PATRICK JOSEPH SCHLAF | 1081 SOUTH REXFORD LANE ANAHEIM HILLS, CA 92808 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 4.00% |
| NEAL RAYMOND HACKETT3 | 4078 IVEY VISTA WAY OCEANSIDE, CA 92057 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 2.46% |
| THOMPSON & ASSOCIATES INSURANCE INC3 Filed as: THOMPSON AND ASSOCIATES INS., INC. | 2743 SOUTH SANDPIPER AVENUE ONTARIO, CA 91761 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 2.38% |
| JONATHAN ALI HAJIMOMEN3 | 6540 GRAND MANAN CYPRESS, CA 90630 | CONTINENTAL AMERICAN INSURANCE COMPANY | $992 | $0 | $992 | 1.64% |
| PATRICK J SCHLAF3 Filed as: PATRICK JOSEPH SCHLAF | 155 NORTH RIVERVIEW DRIVE SUITE 110 ANAHEIM HILLS, CA 92808 | AFLAC | $1K | $0 | $1K | 3.70% |
| STEPHANIE J SCHLAF3 Filed as: STEPHANIE JEAN SCHLAF | 155 NORTH RIVERVIEW DRIVE SUITE 110 ANAHEIM HILLS, CA 92808 | AFLAC | $540 | $0 | $540 | 1.80% |
| DUANE A ADAMS3 Filed as: DUANE ANDREW FRY | 641 HIGUERA STREET, SUITE 300 SAN LUIS OBISPO, CA 93401 | AFLAC | $446 | $0 | $446 | 1.49% |
| MJ INSURANCE3 Filed as: JASON N. DOIG AND VARIOUS AGENTS | 1260 WEST ADAMS BOULEVARD LOS ANGELES, CA 90007 | AFLAC | $395 | $0 | $395 | 1.32% |
| DOUGLAS F FINCH3 Filed as: DOUGLAS F. FINCH | 78479 STERLING LANE PALM DESERT, CA 92211 | AFLAC | $339 | $0 | $339 | 1.13% |
| KEN MAJOR3 Filed as: KEN L. MAJOR | 2211 MICHELSON DRIVE, SUITE 1150 IRVINE, CA 92612 | AFLAC | $127 | $0 | $127 | 0.42% |
| TERRANCE M LUCZAJ3 Filed as: TERRANCE M. LUCZAJ | 1052 SOUTH DEWCREST DRIVE ANAHEIM, CA 92808 | AFLAC | $54 | $0 | $54 | 0.18% |
| KADIE KARCHER4 | 6240 CAPE COD LANE YORBA LINDA, CA 92887 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $3K | $0 | $3K | 16.55% |
| TERRANCE J FITCH4 Filed as: TERRANCE J. FITCH | 9256 SVL BOX VICTORVILLE, CA 92395 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $113 | $0 | $113 | 0.62% |
| ADSH INVESTMENTS4 Filed as: ADSH INVESTMENTS II, INC. | 23716 BIRTCHER DRIVE LAKE FOREST, CA 92630 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $34 | $0 | $34 | 0.19% |
| PAVEZ INSURANCE AGENCY3 | 2275 SOUTH MAIN STREET, SUITE 101 CORONA, CA 92882 | TRUSTMARK INSURANCE COMPANY | $230 | $0 | $230 | 3.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,879 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 180 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,063 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,490 | $468K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,490 | $461K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 17 | $18K |
| Other(4 contracts, 4 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,490 | $569K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,490 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.