| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHANIE J SCHLAF3 Filed as: STEPHANIE JEAN SCHLAF | 1081 SOUTH REXFORD LANE ANAHEIM, CA 92808 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27K | $0 | $27K | 15.39% |
| THOMPSON & ASSOCIATES INSURANCE INC3 Filed as: THOMPSON AND ASSOCIATES INSURANCE | 2743 SOUTH SANDPIPER AVENUE ONTARIO, CA 91761 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 2.96% |
| PATRICK J SCHLAF3 Filed as: PATRICK JOSEPH SCHLAF | 1081 SOUTH REXFORD LANE ANAHEIM HILLS, CA 92808 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 1.42% |
| SHARI DANIELLE BOYCE3 | 2822 EAST HOWLETT LANE ONTARIO, CA 91762 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 1.18% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN HAJIMOMEN & OTHER AGENTS | 6540 GRAND MANAN CYPRESS, CA 90630 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 1.14% |
| JULIE L WOLD3 Filed as: JULIE LYN WOLD | 7720 EAST MOONRIDGE LANE ANAHEIM HILLS, CA 92808 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.60% |
| KEN MAJOR3 Filed as: KEN L. MAJOR | 9622 OLYMPIC DRIVE HUNTINGTON BEACH, CA 91762 | CONTINENTAL AMERICAN INSURANCE COMPANY | $987 | $0 | $987 | 0.56% |
| KADIE KARCHER4 | 6240 CAPE COD LANE YORBA LINDA, CA 92887 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $4K | $0 | $4K | 16.89% |
| TERRANCE J FITCH4 Filed as: TERRANCE J. FITCH | 9256 SVL BOX VICTORVILLE, CA 92395 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $70 | $0 | $70 | 0.32% |
| PATRICK J SCHLAF3 Filed as: PATRICK J. SCHLAF | 155 NORTH RIVERVIEW DRIVE PMB 110 ANAHEIM, CA 92808 | AFLAC | $725 | $0 | $725 | 3.65% |
| DUANE ANDREW FRY3 | 3707 ANITA AVENUE PASADENA, CA 91107 | AFLAC | $306 | $0 | $306 | 1.54% |
| STEPHANIE J SCHLAF3 Filed as: STEPHANIE J. SCHLAF | 155 NORTH RIVERVIEW DRIVE PMB 110 ANAHEIM, CA 92808 | AFLAC | $272 | $0 | $272 | 1.37% |
| DOUGLAS F FINCH3 Filed as: DOUGLAS F. FINCH | 78479 STERLING LANE PALM DESERT, CA 92211 | AFLAC | $256 | $0 | $256 | 1.29% |
| MJ INSURANCE3 Filed as: JASON N. DOIG & VARIOUS AGENTS | 1260 WEST ADAMS BOULEVARD LOS ANGELES, CA 90007 | AFLAC | $255 | $0 | $255 | 1.28% |
| KEN MAJOR3 Filed as: KEN L. MAJOR | 2211 MICHELSON DRIVE IRVINE, CA 92612 | AFLAC | $115 | $0 | $115 | 0.58% |
| TERRANCE M LUCZAJ3 Filed as: TERRANCE M. LUCZAJ | 9 PAVERSTONE LANE LADERA RANCH, CA 92694 | AFLAC | $37 | $0 | $37 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,969 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 66 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,040 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,619 | $502K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,619 | $502K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 19 | $33K |
| Other(4 contracts, 4 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,619 | $721K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,619 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.