| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: ALERA ADAMSON MCGOLDRICK INSURANCE | 1150 E ORANGETHORPE AVE STE 100 PLACENTIA, CA 92870 | AETNA HEALTH INC. | $44K | — | $44K | 3.32% |
| MCGOLDRICK CONSULTING INC3 Filed as: MCGOLDRICK CONSULTING INC DBA | ADAMSON AND MCGOLDRICK 1150 E ORANGETHORPE AVE PLACENTIA, CA 92870 | AETNA HEALTH INC. | $22K | — | $22K | 1.66% |
| GCG FINANCIAL LLC3 Filed as: ALERA ADAMSON MCGOLDRICK INSURANCE | 1150 E ORANGETHORPE AVE STE 100 PLACENTIA, CA 92870 | AETNA LIFE INSURANCE CO. | $9K | — | $9K | 3.36% |
| MCGOLDRICK CONSULTING INC3 Filed as: MCGOLDRICK CONSULTING INC DBA | ADAMSON AND MCGOLDRICK 1150 E ORANGETHORPE AVE PLACENTIA, CA 92870 | AETNA LIFE INSURANCE CO. | $4K | — | $4K | 1.63% |
| MCGOLDRICK CONSULTING INC3 | 1150 E ORANGETHORPE AVE STE 100 PLACENTIA, CA 92870 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 10.82% |
| GCG FINANCIAL LLC3 Filed as: ALERA ADAMSON MCGOLDRICK INSURANCE | AGENCY LLC 1150 E ORANGETHORPE AVE STE 100 PLACENTIA, CA 92870 | VISION SERVICE PLAN | $613 | — | $613 | 2.99% |
| MCGOLDRICK CONSULTING INC3 | 1150 E ORANGETHORPE AVE STE 100 PLACENTIA, CA 92870 | VISION SERVICE PLAN | $509 | — | $509 | 2.48% |
| MCGOLDRICK CONSULTING INC3 | 1150 E ORANGETHORPE AVE STE 100 PLACENTIA, CA 92870 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $778 | — | $778 | 10.83% |
| MCGOLDRICK CONSULTING INC3 | 1150 E ORANGETHORPE AVE STE 100 PLACENTIA, CA 92870 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $234 | — | $234 | 10.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH INC. | 241 | $1.6M |
| Vision | VISION SERVICE PLAN | 116 | $21K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 120 | $7K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 120 | $22K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 120 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 241 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.