| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 19000 MACARTHUR BLVD PENTHOUSE SUITE IRVINE, CA 92612 | AETNA HEALTH OF CALIFORNIA INC. | $201K | — | $201K | 2.99% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 19000 MACATHUR BLVD PENTHOUSE SUITE IRVINE, CA 92612 | AETNA LIFE INSURANCE COMPANY | $67K | — | $67K | 2.89% |
| DANIEL E. SLY3 Filed as: DANIEL SLY | 27 VIA TRONIDO RANCH SANTA MARGARITA, CA 92688 | STANDARD INSURANCE COMPANY | $16K | — | $16K | 9.83% |
| DANIEL E. SLY3 | 27 VIA TRONIDO RANCHO SANTA MARGARITA, CA 92688 | STANDARD INSURANCE COMPANY | $8K | — | $8K | 6.40% |
| DANIEL E. SLY3 Filed as: DANIEL SLY | 27 VIA TRONIDO RANCHO SANTA MARGARITA, CA 92688 | STANDARD INSURANCE COMPANY | $10K | — | $10K | 9.61% |
| DANIEL E. SLY3 | 27 VIA TRONIDO RANCHO SANTA MARGARITA, CA 926883357 | VISION SERVICE PLAN | $5K | — | $5K | 9.39% |
| DANIEL E. SLY3 Filed as: DANIEL SLY | 6885 WHISPERWIND DRIVE EASTVALE, CA 92880 | SAFEGUARD HEALTH PLANS INC. | $161 | — | $161 | 19.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 726 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 726 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH OF CALIFORNIA INC. | 893 | $9.0M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 893 | $2.3M |
| Vision | VISION SERVICE PLAN | 612 | $52K |
| Life insurance | STANDARD INSURANCE COMPANY | 726 | $126K |
| Short-term disability | STANDARD INSURANCE COMPANY | 352 | $164K |
| Long-term disability | STANDARD INSURANCE COMPANY | 340 | $99K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 893 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.