| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 19000 MACARTHUR BOULEVARD IRVINE, CA 92612 | AETNA LIFE INSURANCE COMPANY | $105K | $0 | $105K | 1.05% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 19000 MACARTHUR BOULEVARD IRVINE, CA 92612 | AETNA HEALTH OF CALIFORNIA INC. | $203K | $0 | $203K | 2.89% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA STREET, SUITE 400 SAN FRANCISCO, CA 94111 | STANDARD INSURANCE COMPANY | $47K | $20K | $66K | 9.54% |
| DANIEL E. SLY3 Filed as: DANIEL SLY | 6885 WHISPERWIND DRIVE EASTVALE, CA 92880 | STANDARD INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102159 PASADENA, CA 91189 | VISION SERVICE PLAN | $6K | $0 | $6K | 9.03% |
| DANIEL E. SLY3 | 6885 WHISPERWIND DRIVE EASTVALE, CA 92880 | VISION SERVICE PLAN | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,062 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,062 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,318 | $17.0M |
| Dental | AETNA LIFE INSURANCE COMPANY | 1,318 | $10.0M |
| Vision | VISION SERVICE PLAN | 776 | $67K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,062 | $697K |
| Short-term disability | STANDARD INSURANCE COMPANY | 1,062 | $697K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,062 | $697K |
| Prescription drug(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,318 | $17.0M |
| Other | STANDARD INSURANCE COMPANY | 1,062 | $697K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,318 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.